No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Been looking forward to this month since my Discover card turned a year old. Messaged Discover last night to see if I could lower my APR and they came back and said they could offer me 0% for 12 months. Took it because I am planning a large purchase this month and would rather use my Discover. Still cannot get a BT offer from them though.
Congrats! I LOVE Discover and they have given me the same offer in the past
If you have had it over a year, and your scores have gone up - then it may be time for Discover #2.
I remember calling and asking if I had any promotional APR reductions, but then was countered with a Balance Transfer offer. I would suggest calling them, or looking online which I found out I could do recently.