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Discover 0% APR offer

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aircobra
Regular Contributor

Discover 0% APR offer

Been looking forward to this month since my Discover card turned a year old. Messaged Discover last night to see if I could lower my APR and they came back and said they could offer me 0% for 12 months. Took it because I am planning a large purchase this month and would rather use my Discover. Still cannot get a BT offer from them though.

Currently rebuilding:
1/18 -
7/19 -

Message 1 of 6
5 REPLIES 5
chrisw1968uk
Frequent Contributor

Re: Discover 0% APR offer

Congrats! I LOVE Discover and they have given me the same offer in the past Smiley Wink

Message 2 of 6
kilroy8
Community Leader
Super Contributor

Re: Discover 0% APR offer

If you have had it over a year, and your scores have gone up - then it may be time for Discover #2.

Message 3 of 6
SFLSpotter9210
Valued Contributor

Re: Discover 0% APR offer

Congratulations on your 0% offer for 12 months. I just got approved for the IT Cash Back card with a $7,500 SL. Any idea how long until they boost my CL? Thanks for any intel 😎.
NFCU Flagship 32,500 | Penfed PowerCash 8,750 | PENFED GOLD 12,500 | PenFed PL 20,000 | NFCU AMEX Rewards 37,500 | NFCU GoRewards 7,000 | FNBO VISA SIGNATURE 9,400 | Capital One Quicksilver 6,300 | Lowe’s 34,500 | Wells Fargo Propel 19,700 | Barclay Apple1k | Citi Rewards+ 12,100 | Citi Double Cash 14,800 | Citi Simplicity 7,000 | PNC Core VISA 22,500 | USAA AMEX 13,000 | Discover 19,500 | BB&T Rewards 4,500 | BB&T Bright Card 4,500 | GS Apple 6,000 | Chevron 2,500 | Fico 8 Scores EQ=764 | EX=775 | TU=757scores and CL current as of 04/04/24 AAoA years 24 months | AoOA=18yrs
Message 4 of 6
CreditInspired
Community Leader
Super Contributor

Re: Discover 0% APR offer

Congratulations @aircobra

When you’re logged in, go to account, hit balance transfer, and view your offers. For the longest time, I also wondered why I never got any offers until a MyFico member told another member that they don’t come in the mail or email. I wish I could remember who said it so I could give a shoutout.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 5 of 6
Matt9543
Established Contributor

Re: Discover 0% APR offer

I remember calling and asking if I had any promotional APR reductions, but then was countered with a Balance Transfer offer. I would suggest calling them, or looking online which I found out I could do recently.


FICO Scores (current as of November 24, 2020): Equifax: 740 | Experian: 751 | TransUnion: 732
Message 6 of 6
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