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Discover 5% and WilliamPaid

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dddfresh
Frequent Contributor

Discover 5% and WilliamPaid

with the discover bonus being online shopping, can i pay my rent with williampaid and still come out on top?

 

the fee is 2.95% for williampaid.

 

will this be a good idea?

 


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 1 of 9
8 REPLIES 8
dddfresh
Frequent Contributor

Re: Discover 5% and WilliamPaid

anyone?


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 2 of 9
Anonymous
Not applicable

Re: Discover 5% and WilliamPaid

Only way to know for sure is if you have used discover in the past to make a payment. You can look up the transaction and check what Merchant Category Description discover applied to it. 

 

Edit: Update after a google search looks like WilliamPaid reports as BUSINESS SERVICES not sure if that will fall under Internet Purchases. 

Message 3 of 9
Anonymous
Not applicable

Re: Discover 5% and WilliamPaid

do you have any insurance payments that you can pay online?

some people have reported that they do count. 

Not sure if this works, but you can also try paypal / amazon payments.

 

Message 4 of 9
dddfresh
Frequent Contributor

Re: Discover 5% and WilliamPaid

oh crap I hope it works!! I will let you know when i see the statement!


9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 5 of 9
dddfresh
Frequent Contributor

Re: Discover 5% and WilliamPaid

I just checked the recent transactions and this is what it says:

 

General Transaction InformationGeographic

Original Network Post Date10/16/2013
Original Network Trans Date10/15/2013
Approval Code01510R
Merchant NameWILLIAM PAID LLC
Merchant City NameHIGH LAND PAR
Merchant Zip Code60035
Partial Shipment IndicatorN
Merchant Category DescriptionREAL ESTATE AGENTS AND MANAGERS--RENTAL
Broad Industry DescriptionSERVICES-GENERAL
POS Mode DescriptionONLINE
Recurring Billing IndicatorN
Authorized Merchant NameWILLIAM PAID LLC
Authorized Merchant Street1910 FIRST ST #2N
Authorized Merchant State CodeIL
Authorized Merchant Zip Code60035
Point Of Sale Zip Code60035
Store Number0342
Phone Number8475106400

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 6 of 9
Exonumist
Established Contributor

Re: Discover 5% and WilliamPaid

What they told me last year is as long as the POS is Online your good. Best way to find out would be to call them up and ask now that it has posted on the account. Even if they say no they are usually pretty good about it if you call and complain once the statement cuts. 

Message 7 of 9
Anonymous
Not applicable

Re: Discover 5% and WilliamPaid

Any news on the cashback rate on WilliamPaid?

Message 8 of 9
dddfresh
Frequent Contributor

Re: Discover 5% and WilliamPaid

I didn't get the 5% back. Big mistake

9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13
Message 9 of 9
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