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Discover APR Reduction Success

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afr4life06
Contributor

Discover APR Reduction Success

Decided to roll the dice and see if discover would give me a APR reduction.

 

Success. Lowered from 25.49% to 20% moving forward.

 

I will take it. I wanted around 15% but beggars can't be... you get the point.

 

Try you luck in the month of August

Starting Score: 525 TU 515 EX 510 EQ Oct '13
Current Score: 644 TU(Oct 14) 678 EX(Oct 2014) 684 EQ (Oct'14)
Goal Score: 700 and a Home in 1yr


Message 1 of 11
10 REPLIES 10
AverageJoesCredit
Legendary Contributor

Re: Discover APR Reduction Success

5% is huge, you'll get the 15 soon enoughSmiley Wink EnjoySmiley Happy
Message 2 of 11
afr4life06
Contributor

Re: Discover APR Reduction Success

Thanks AJC. Can't lie you were an inspiration in getting the CLI and APR reduction lol. If AJC can, why can't we right

Starting Score: 525 TU 515 EX 510 EQ Oct '13
Current Score: 644 TU(Oct 14) 678 EX(Oct 2014) 684 EQ (Oct'14)
Goal Score: 700 and a Home in 1yr


Message 3 of 11
Anonymous
Not applicable

Re: Discover APR Reduction Success

Congrats on the APR reduction success!  How long has this card been open? 

Message 4 of 11
afr4life06
Contributor

Re: Discover APR Reduction Success

Been open since 2015/2016

Starting Score: 525 TU 515 EX 510 EQ Oct '13
Current Score: 644 TU(Oct 14) 678 EX(Oct 2014) 684 EQ (Oct'14)
Goal Score: 700 and a Home in 1yr


Message 5 of 11
alain4957
Regular Contributor

Re: Discover APR Reduction Success


@afr4life06 wrote:

Decided to roll the dice and see if discover would give me a APR reduction.

 

Success. Lowered from 25.49% to 20% moving forward.

 

I will take it. I wanted around 15% but beggars can't be... you get the point.

 

Try you luck in the month of August


What Number did you call? Or was it done with the chat?

Amex Green (NPSL) | Apple Card 10k | Discover IT 20k| Sapphire Reserve 50k | BofA PR Elite 60k | NFCU Flagship 70k | USB Altitude Reserve 20k |



Message 6 of 11
afr4life06
Contributor

Re: Discover APR Reduction Success

It was done through chat. Took about 15 mins

Starting Score: 525 TU 515 EX 510 EQ Oct '13
Current Score: 644 TU(Oct 14) 678 EX(Oct 2014) 684 EQ (Oct'14)
Goal Score: 700 and a Home in 1yr


Message 7 of 11
alain4957
Regular Contributor

Re: Discover APR Reduction Success


@afr4life06 wrote:

It was done through chat. Took about 15 mins


Perfect wish me luck

Amex Green (NPSL) | Apple Card 10k | Discover IT 20k| Sapphire Reserve 50k | BofA PR Elite 60k | NFCU Flagship 70k | USB Altitude Reserve 20k |



Message 8 of 11
alain4957
Regular Contributor

Re: Discover APR Reduction Success

Lowered From 25.24 to............20.49

Amex Green (NPSL) | Apple Card 10k | Discover IT 20k| Sapphire Reserve 50k | BofA PR Elite 60k | NFCU Flagship 70k | USB Altitude Reserve 20k |



Message 9 of 11
RSX
Valued Contributor

Re: Discover APR Reduction Success

Thanks.  I just did this as well.  20.49.  

 

culated at Prime + 14.99% which equals 20.49% variable, and will be reflected on your 08/17/19 billing statement. This change will not affect the APR on”

Dec 16/2019. EX. 721. EQ. 723. TU 746
Jan 25/2024 EX. 774 EQ. 751 TU 758
Inq. EX 2 EQ 3 TU 6 - - CC 2x24, 0x12
Amex BCP $35k - Apple GS $21k - BMW/Elan $19k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Bountiful $10k - Chase United Club Infinite $26k - Citi CustomCash $3k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $31.5k - PayBoo - $15.6k - Penfed Gold - $19.3k - USB AltitudeGO -$19k- USBank Cash+ -$25k - PenFed LOC - $20k - USB LOC - $15k
Message 10 of 11
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