Discover Automated (phone) CLI Question

[flowfaster]

Hi.  So I got the Discover More 6 months ago from yesterday and it finally gave me the option to request a CLI over the phone so I tried it.  My current CL was 1500 and I asked for 2000 extra.  It rejected that lol but approved me for an extra 500 bringing the CL total to 2000.  As far as I can tell it was only a soft. Hey IM glad I got something at all.

Now my question is how often can I use the automated phone system to request a CLI without a hard pull?  Every 6 months would be my guess but I figured I would ask here because I have nothing else to do(at work haha).

[webhopper]

Discover is good about giving auto CLIs if you max out the card and then pay it all off, I think your CL with discover relates closely with your 6 month spend or your max spend in the previous 6 months. For example my limit was 3500, I managed to spend on it to 4162 without it being declined (business travel). Then I paid off the entire balance in the next 2 months. BOOM, discover increased my limit to 4200 immediately.

[mxp114]

I'm going to test that out this month, because I am maxing out my Discover and will PIF. I'm curious if they will up my limit.

[CS800]

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@mxp114 wrote:

I'm going to test that out this month, because I am maxing out my Discover and will PIF. I'm curious if they will up my limit.

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Whats your current CL?

[mxp114]

$10k, hoping for auto because I don't want a HP CLI.

[LTomBerry]

If you use the phone CLI request it will try a soft first. If it requires a HP it will tell you so and allow you to say yes/no before it pulls.

[flowfaster]

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@LTomBerry wrote:

If you use the phone CLI request it will try a soft first. If it requires a HP it will tell you so and allow you to say yes/no before it pulls.

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I understand that but I was wondering how often you can request it.

[learnin113]

I try it once a month...it's always a soft pull and always a big fat NO.

[seemund]

What's the number for the CLI? They gave me a big CLI 6 months ago (from $4500 to $7300), and I want to push for another CLI without a hard pull.

[nada9188]

I was inspired by this thread, and figured I should shoot  low this time. I asked for a $250 increase on my $750 CL with discover that I have had for 13 months. As always they say no. Clearly "conservative" is an understatement when my amex cc is at 6500. I just want it higher for the 5% roatating categories.. Oh well..