cancel
Showing results for 
Search instead for 
Did you mean: 

Discover BT offers poofed

Remedios
Credit Mentor

Discover BT offers poofed

I've had BT offers continously for the past two years.
Last one was set to expire on 25th, and I thought nothing of it as they repopulate next day, except this time it did not. Crickets on BT page

I dont need a BT, but that was my sole reason for growing this card. I've asked a few people and their offers seem to have disappeared

So, either they are making some changes or the joke is on me 😂😂😂
85 REPLIES 85
calyx
Super Contributor

Re: Discover BT offers poofed

Clearly, they heard about how well you courted USBank and got jealous/upset.

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Remedios
Credit Mentor

Re: Discover BT offers poofed


@calyx wrote:

Clearly, they heard about how well you courted USBank and got jealous/upset.


Two years of CLI agony for this purpose . Have some compassion 😂

CreditCuriosity
Moderator Emeritus

Re: Discover BT offers poofed

Haven't had an offer for over 6 months..  Very pointless card other then 5% without those.  Some people have them all the time while others don't.  Just shows that discover not only hates me on the CLI front for most part, but with their BT's.. I just cant win Smiley Tongue.. I have many better options being WS visa and NFCU etc, but where is the love Discover geeze.  Basically as bad as barclay's if you have alot of credit they turn a cold shoulder to you!

Remedios
Credit Mentor

Re: Discover BT offers poofed


@CreditCuriosity wrote:

Haven't had an offer for over 6 months..  Very pointless card other then 5% without those.  Some people have them all the time while others don't.  Just shows that discover not only hates me on the CLI front for most part, but with their BT's.. I just cant win Smiley Tongue.. I have many better options being WS visa and NFCU etc, but where is the love Discover geeze.  Basically as bad as barclay's if you have alot of credit they turn a cold shoulder to you!


I feel like I've been given a cold torso, not just shoulder 

 

They can kick rocks and pebbles now. 

pinkandgrey
Senior Contributor

Re: Discover BT offers poofed

Weird. I figured I wouldn’t have any either since I’ve had a balance on the Disco for awhile now. My account is still showing two offers though. 

Discover It: 26.5k
Amex Cash Magnet: 24.4k
Fidelity Visa: 21.5k
Apple Card: 13k
CapOne Venture X: 10k
imaximous
Valued Contributor

Re: Discover BT offers poofed

I always get BT offers but never use them. I would if my CL was higher ($13k). I’m not very comfortable having a $10k balance on a $13k card, so I have to use other cards for BTs.
I’ve only been getting CLIs about twice a year if lucky, and they give me $1.5k at a time. I’ve noticed that some people manage to get very large CLs with Discover, but they don’t like me very much 😭
Shooting-For-800
Senior Contributor

Re: Discover BT offers poofed

I dont ever get BT offers on Discover.

$0 balance on $19,500 limit

$2,500 balance (0%) on $11,700 limit

No offers...I even called them!

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Anonymous
Not applicable

Re: Discover BT offers poofed

Mine ended on the same day, but was replaced by another one. I didn't look very closely, but the terms looked similar. This offer is available until somewhere around the end of August.

Remedios
Credit Mentor

Re: Discover BT offers poofed

I just asked via SM for apr reduction or another 0% promo 

 

I felt slightly bad for asking because I dont really intend to use it, but whatever. That's what they get for taking away another thing I did not intend to use Smiley LOL

 

On a more serious note, the only reason it survived the Chopping Season was the persistence of BT offers. I figured if I ever need one, it will be there (two years, never without one),  but they had to go and be sketchy about those now, too 

I rarely max any category, so at this point, I'm very close to calling it useless to me.