Discover Blacklist?

[dpride86]

How long does Discover Blacklist for? I have a account from 3 years ago that went into collection. Any chance i can get back with them in the near future?

[1GaDawg85]

Call their back door number 

[Creditaddict]

paid or unpaid?

[dpride86]

It has been paid for 3 years. I would love to get a Discover it card.

[Creditaddict]

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@dpride86 wrote:

It has been paid for 3 years. I would love to get a Discover it card.

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id check the pre-qual on discovercard.com

[1GaDawg85]

Their pre-qual site isn't exactly the best gauge. I have tried and they say that I'm eligible but ends up declined

[Anonymous]

And it says I'm ineligible and was approved... Lol

[greeneman21]

i had a discover charge off ~$7500 back in '02, i was able to get back with them in '12. I believed they sold my CO (unpaid to this day) to a collection agency as I don't recall ever getting calls from them in the past. Too bad Amex blacklists I screwed myself there.

[SunriseEarth]

I had two CO accounts them with balances totaling ~$12K.   They sued me to collect and I declared BK shortly thereafter.   This was back in 2005.    I was denied a few months ago with a 687 EQ pulled and the reason they cited was "bankruptcy."   So I think they have a long memory.   

[SunriseEarth]

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@greeneman21 wrote:

i had a discover charge off ~$7500 back in '02, i was able to get back with them in '12. I believed they sold my CO (unpaid to this day) to a collection agency as I don't recall ever getting calls from them in the past. Too bad Amex blacklists I screwed myself there.

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Hmm.  I might have to try Discover once my BK falls off, then.   As for AMEX, I closed them in a snit over my small CL quite some time before my BK.   Thank goodness!