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Discover CLI Question

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runner121
Established Member

Discover CLI Question

Which credit bureau report does Discover usually pull for CLIs? 


Message 1 of 9
8 REPLIES 8
Closingracer99
Valued Contributor

Re: Discover CLI Question

I think it pulled my Experian when i asked for one. In a matter of fact 99% of anything that i have asked for like an App or a CLI has been with Experian except for Citi bank which has pulled my Equifax report


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 9
runner121
Established Member

Re: Discover CLI Question


@Closingracer99 wrote:

I think it pulled my Experian when i asked for one. In a matter of fact 99% of anything that i have asked for like an App or a CLI has been with Experian except for Citi bank which has pulled my Equifax report


Interesting! Thanks!


Message 3 of 9
CarnegieS
Regular Contributor

Re: Discover CLI Question

TU for CLI for me. 
Initial App: TU , EQ for me.

I'm in GA. Think I read TU is what they normally use for CLI, but YMMV.


Amex Delta Gold: $5400| BofA Better Balance: $1500 | Sallie Mae: $1300 | Discover It: $500
719 TU, 685 EQ, 728 Ex.
Entered the garden : 5/8/14
Message 4 of 9
mongstradamus
Super Contributor

Re: Discover CLI Question


@runner121 wrote:

Which credit bureau report does Discover usually pull for CLIs? 


It may depend on where you live ,I think for east coast its TU for discover CLI 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 9
chwebb1
Established Contributor

Re: Discover CLI Question


@runner121 wrote:

Which credit bureau report does Discover usually pull for CLIs? 


When I initially apped, it was a pull on TU. When I asked for a CLI, it was also TU. I'm in VA.

 photo NUS000000180_160X101_STRAIGHT.gif photo DISCOVER_IT_LG.gif photo card_1.png photo night-launch.png photo NUS000000012_160X101_STRAIGHT.gif photo bankamericard-better-balance-rewards-credit-card-small.png
$15000 ........... $12500 ............ $11750 ............ $10000 ........... $9400 ............ $5000 ............. $5000
In the Garden until at least November 2015
Message 6 of 9
kevinjjc
Valued Contributor

Re: Discover CLI Question

In my experience, TU for Discover CLI's.
Message 7 of 9
Closingracer99
Valued Contributor

Re: Discover CLI Question


@CarnegieS wrote:

TU for CLI for me. 
Initial App: TU , EQ for me.

I'm in GA. Think I read TU is what they normally use for CLI, but YMMV.


 

 

I think i saw a Discover inq on my Experian report when i looked at it earlier when Chase Declined me for an CC back in April back when i asked for it in November but i could be wrong. Havent seen my TU report in a while and for some reason my Equifax report i couldn't see and didnt feel bothered to go call them to make sure since my other 2 were fine at the time

 

 

They sure pulled my Account on experian when I got accepted for the card back in June 2013

 

Edit: I do live in NYC


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 8 of 9
runner121
Established Member

Re: Discover CLI Question

Thanks for all the responses! I'm on the west coast, so maybe location makes a difference. I'll try for one later this summer and post my results.


Message 9 of 9
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