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Discover CLI Question

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Anonymous
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Discover CLI Question

So the other day I login to my Discover account to try my luck at a CLI.  Try for $2500 and get the, we can't do it with out further review, may require a credit pull message. Not wanting a hard pull, i hit the cancel button. Try again for a lesser amount, $1500. Get the same message, cancel. option is still there so i say, ill try again tomorrow. Today log and figure why not give it a go and get the following Message, "We're sorry. You already have a credit line increase request in progress".

 

Whats this mean, did i some how hit OK, will they HP me, am I getting an increase anyway? Guess i will just wait and see what happens. Anyone have a similar experience. 

Message 1 of 6
5 REPLIES 5
taxi818
Super Contributor

Re: Discover CLI Question

Maybe you approved go by mistake. Hmmm strange. 

Message 2 of 6
mongstradamus
Super Contributor

Re: Discover CLI Question


@Anonymous wrote:

So the other day I login to my Discover account to try my luck at a CLI.  Try for $2500 and get the, we can't do it with out further review, may require a credit pull message. Not wanting a hard pull, i hit the cancel button. Try again for a lesser amount, $1500. Get the same message, cancel. option is still there so i say, ill try again tomorrow. Today log and figure why not give it a go and get the following Message, "We're sorry. You already have a credit line increase request in progress".

 

Whats this mean, did i some how hit OK, will they HP me, am I getting an increase anyway? Guess i will just wait and see what happens. Anyone have a similar experience. 


that happens an lot its an bug in their system, mine has been showing that message since beginning of the year. I was able to get sp cli in june via calling in. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 3 of 6
MrCredit
Established Contributor

Re: Discover CLI Question

I tried a few weeks back for a SP CLI no luck. I have been with them since May 2013. Use for gas and other purchases, always PIF. They do not like me.

 

I did have to talk to an underwriter when they denied me and get a recon, I wonder if thats why I get no auto CLI.

Message 4 of 6
mongstradamus
Super Contributor

Re: Discover CLI Question


@MrCredit wrote:

I tried a few weeks back for a SP CLI no luck. I have been with them since May 2013. Use for gas and other purchases, always PIF. They do not like me.

 

I did have to talk to an underwriter when they denied me and get a recon, I wonder if thats why I get no auto CLI.


i only got my one and only sp cli from them in june and was with them since sept of last year, so it takes time you have to be patient. I know some people where it has taken much longer to get sp cli nearly 18 months. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 5 of 6
SomeGuyOnTheWeb
Regular Contributor

Re: Discover CLI Question

I've no way to substantiate this, but I'm fairly sure that Discover is more likely to give you a CLI if you carry a balance and don't pay in full rather than if you do.

EQ - 727
TU - 752
EX - 774
Message 6 of 6
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