Discover CLI Strategy Help

[Anonymous]

I will try again on 12/3. I only tried now because of the post that said there was an increase at 31 days. 😂 Or maybe I will wait to see if I get an auto increase around mid December and if not hit the button. I am just going to pay more than the minimum but probably take about 6 months to pay off the BT.

[thornback]

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@Anonymous wrote:
I will try again on 12/3. I only tried now because of the post that said there was an increase at 31 days. 😂 Or maybe I will wait to see if I get an auto increase around mid December and if not hit the button. I am just going to pay more than the minimum but probably take about 6 months to pay off the BT.

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That's my badd -- i'm sorry,  I misread my own CLI spreadsheet.   My first CLI was on day 82.   I asked prior to that but was denied.    I corrected my post right after posting but I guess I wasn't fast enough and you had already read it... 

[Anonymous]

It’s fine. At least they know I’m interested!

[EW800]

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@Anonymous wrote:

Unfortunately, there is no pattern, rhyme or reason with Discover CLI's. Literally just hit the increase button every so often and see what happens 😂

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I agree completely!  I have never been able to figure out Discover's CLI process.  Over the years, I have just kept hitting the love button and the CL just kept going up.  I am currently sitting at over $73K, which really does not make a whole lot of sense, as I only give the card a couple of hundred dollars in spend each month.  At times it is even less $100.  

I will mentioned that the last two times that I hit the button, I got the message that the request was under review and then ultimately denied.  I suspect I am as high as I can go with them based on my income.  

[Anonymous]

Amazing limit @EW800 ! 

[Anonymous]

That’s nuts. I didn’t even know Disco went that high. That always seemed to be a line reserved for BoA or Chase.

[Citylights18]

I hit the love button for $500 tonight ($9500 to $10000) after waiting for a increase to my FICO score to roll in.

I'm in month 8 with the card and have been paying monthly on a BT. I'll wait until the FICO score posts next month to see if I can get a more significant increase.

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