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How often should I request a CLI with Discover via the luv button? Is it every 30 days or every 90 days?
@Anonymous wrote:How often should I request a CLI with Discover via the luv button? Is it every 30 days or every 90 days?
Supposedly, you can do it every 30 seconds I've only ever been able to get it at 91 days, though.
Bumping this because I'm also wondering what the latest results are with Discover CLI. Last year they were giving them to me every two (2) weeks for awhile. Are people having better luck at 30 days now?
90 days seems to be the magic number for me.
and the last couple have only been $500 each, but still the card has gone from 6k to 11.5 in a few years. More than I can say for my target card, still stuck at $200 after 4 years.
@jamesdwi wrote:90 days seems to be the magic number for me.
and the last couple have only been $500 each, but still the card has gone from 6k to 11.5 in a few years. More than I can say for my target card, still stuck at $200 after 4 years.
Some are able to snatch up nice SP CLI's at 30+, 60+, days on occasion if not frequently from them.
Mine right now do seem hard coded at 91+ days but not bad going from an initial SL of $1.4K to $8K now thanks in part to last summer's every 17 day Discover train.
So it sounds like two weeks is out, I'll try it at 30 days.
It seems like Discover may have different time frames for different accounts or profiles. My last couple of increases, following the 16/17-day fun we had many months ago, have come at about 60 days. I know several people have reported 90 days, however I have been lucky at about 60.
My CLI this weekend was between 30 and 60 days since the last CLI.
My utilization has dropped to 6% overall and scores have really jumped.
I was at $16,900 for years, got active in myFICO and requested a CLI and was granted $2,000 5-6 weeks ago. Tried the CLI this weekend and was raised to $24,900.
@EW800 wrote:It seems like Discover may have different time frames for different accounts or profiles. My last couple of increases, following the 16/17-day fun we had many months ago, have come at about 60 days. I know several people have reported 90 days, however I have been lucky at about 60.
I wish I knew about this at the time Discover was giving the every two week increases. I'm sure my linit would have grown nicely.
@EW800 wrote:It seems like Discover may have different time frames for different accounts or profiles. My last couple of increases, following the 16/17-day fun we had many months ago, have come at about 60 days. I know several people have reported 90 days, however I have been lucky at about 60.
+1