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Discover CLI Timeframe

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Anonymous
Not applicable

Discover CLI Timeframe

How often should I request a CLI with Discover via the luv button? Is it every 30 days or every 90 days?

Message 1 of 39
38 REPLIES 38
Anonymous
Not applicable

Re: Discover CLI Timeframe


@Anonymous wrote:

How often should I request a CLI with Discover via the luv button? Is it every 30 days or every 90 days?


Supposedly, you can do it every 30 seconds Smiley Wink  I've only ever been able to get it at 91 days, though.

 

Message 2 of 39
B335is
Moderator Emeritus

Re: Discover CLI Timeframe

Bumping this because I'm also wondering what the latest results are with Discover CLI.  Last year they were giving them to me every two (2) weeks for awhile.  Are people having better luck at 30 days now?

Message 3 of 39
jamesdwi
Valued Contributor

Re: Discover CLI Timeframe

90 days seems to be the magic number for me. 

 

and the last couple have only been $500 each, but still the card has gone from 6k to 11.5 in a few years.  More than I can say for my target card, still stuck at $200 after 4 years. 

 

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 4 of 39
CreditMagic7
Mega Contributor

Re: Discover CLI Timeframe


@jamesdwi wrote:

90 days seems to be the magic number for me. 

 

and the last couple have only been $500 each, but still the card has gone from 6k to 11.5 in a few years.  More than I can say for my target card, still stuck at $200 after 4 years. 

 

 

 

 


Some are able to snatch up nice SP CLI's at 30+, 60+, days on occasion if not frequently from them.

Mine right now do seem hard coded at 91+ days but not bad going from an initial SL of $1.4K to $8K now thanks in part to last summer's every 17 day Discover train.

Message 5 of 39
B335is
Moderator Emeritus

Re: Discover CLI Timeframe

So it sounds like two weeks is out, I'll try it at 30 days.

Message 6 of 39
EW800
Valued Contributor

Re: Discover CLI Timeframe

It seems like Discover may have different time frames for different accounts or profiles.  My last couple of increases, following the 16/17-day fun we had many months ago, have come at about 60 days.  I know several people have reported 90 days, however I have been lucky at about 60.  

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 7 of 39
Appleman
Valued Contributor

Re: Discover CLI Timeframe

My CLI this weekend was between 30 and 60 days since the last CLI.

 

My utilization has dropped to 6% overall and scores have really jumped.

 

I was at $16,900 for years, got active in myFICO and requested a CLI and was granted $2,000 5-6 weeks ago. Tried the CLI this weekend and was raised to $24,900.

 

Message 8 of 39
Anonymous
Not applicable

Re: Discover CLI Timeframe


@EW800 wrote:

It seems like Discover may have different time frames for different accounts or profiles.  My last couple of increases, following the 16/17-day fun we had many months ago, have come at about 60 days.  I know several people have reported 90 days, however I have been lucky at about 60.  

 


I wish I knew about this at the time Discover was giving the every two week increases. I'm sure my linit would have grown nicely.

Message 9 of 39
JagerBombs89
Established Contributor

Re: Discover CLI Timeframe


@EW800 wrote:

It seems like Discover may have different time frames for different accounts or profiles.  My last couple of increases, following the 16/17-day fun we had many months ago, have come at about 60 days.  I know several people have reported 90 days, however I have been lucky at about 60.  

 


+1

Message 10 of 39
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