Discover CLI Timeframe

[Anonymous]

I wish I had known about them giving out CLIs like candy. My SL was 1400 in Aug of last year. I've only asked for one CLI since I've had it thinking its every 90 days. They increased me to 2900 in Nov. when speaking to the rep he said I did good by calling them on my 91st day of opening the acct. I'm calling them today for another increase to make up for the closure of my CreditOneVulture bank card.

[Anonymous]

Since January I've been CLI'ing successfully every other month.  Once my cycle cuts in about a week I'm going to try again and see if I they'll give me a bump after 30 days.

[Anonymous]

here's a question for those that do UNDER 91+ day marks.... do you guys get an instant decision? the one with the 'CLI slider' (see attached pic). or do you get the '2 day msg' and hope for the best? 

*i've only seen the 'slider' when i requested at 91+ day marks. 

[baller4life]

31/61/91 days seems to be the intervals. So if 31 days doesn't work, go to the next interval.

[Anonymous]

Are CLIs soft or hard pulls? My only CLI was a soft pull. I absolutely CANNOT have a hard pull right now. Mortgage process.

[baller4life]

They are sps. They will ask your permission if they need to hp. You can simply decline.

[Anonymous]

I got my card back in March . Requested a cli at 31 days and was instantly denied. Was expecting it. Will try back 90days.

[Anonymous]

Thanks baller4life! I just requested an increase and it stated its "under review. Decisions are typically made in 2 business days."

[baller4life]

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@Anonymous wrote:
Thanks baller4life! I just requested an increase and it stated its "under review. Decisions are typically made in 2 business days."

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Good luck. I received my largest cli after 2 day message!

[Anonymous]

Thanks! I'm gonna remain positive as Discover and I have a great relationship. So we'll see!