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Discover CLI question

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CreditMagic7
Mega Contributor

Re: Discover CLI question


@Jaylima91 wrote:

Wait a minute! (Kevin Hart Voice) You mean to tell me that Discover is allowing people to request CLI every 2-3 weeks?


It might do you some service OP to browse around the Discover CLI's sections of the forums.

That's EXACTLY what he means to tell you that is been happening. Soft Pulls only!

Message 11 of 15
Anonymous
Not applicable

Re: Discover CLI question


@Jaylima91 wrote:

Wait a minute! (Kevin Hart Voice) You mean to tell me that Discover is allowing people to request CLI every 2-3 weeks?


Yes, OP. You're missing out on the Discover SP CLI gravy train that's been going on for about two months. Head over to the Credit Card Approvals board!

Message 12 of 15
Jaylima91
Established Contributor

Re: Discover CLI question

I'm still not accustomed to "Credit Card Approvals" section. I remember where things were posted in this section. -_- I'll take a look at it now. Thanks everyone.

PS. I did accept the CLI and I will be trying again in 2 weeks.
Message 13 of 15
dman23
Frequent Contributor

Re: Discover CLI question

Not exactly. They asked for Annual Gross Income, Employer Name, and Monthly Housing Payment. Then you submit.

Then it says, "After reviewing your application, we may need to pull a credit bureau report, which may affect your credit score. In these cases, we will proceed with the application only with your consent."

myFico Score Experian: Start (4/21/14) 626 Current (5/7/16) 841
myFico Score Equifax: Start (4/30/14) 694 Current (5/6/16) 838
myFico Score Transunion Start (5/01/2014) 727 Current (5/7/16) 842
Discover (4/24/14) 659 (5/5/16) 842
Message 14 of 15
CarbonCard
Established Contributor

Re: Discover CLI question


@dman23 wrote:

Not exactly. They asked for Annual Gross Income, Employer Name, and Monthly Housing Payment. Then you submit.

Then it says, "After reviewing your application, we may need to pull a credit bureau report, which may affect your credit score. In these cases, we will proceed with the application only with your consent."


I see I see, I'll pull the trigger then.. Wish me luck!

 

EDIT: Declined ugh. Got a 3 - 5 business day prompt.

Starting Score: (1/15)TU: 690 EX: 690 EQ: 711
Current Score: (10/18) TU-8: 813 EX-8: 808 EQ: 797
Goal Score: (7/20) 800+ for all three bureaus

Take the myFICO Fitness Challenge
Message 15 of 15
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