So my friend clicked the button hoping to get a CLI. She has the card for about a year an a half and has only gotten a couple tiny auto increases so far. The last one was last summer and her CL is still less than 1K. She doesn't use the card that much, but recently she went to about 50% and then paid off half of it. I thought she'd have pretty good chances to get a CLI so I told her to go for it. Unfortunately, she got a message that they need to access her report. I assumed that this meant a hard pull, so we backed off. So my question is, had she agreed, would it be a HP indeed?
