Discover CLI

[Itsmeagain]

That's bizarre.  Did you have changes to your CR since being approved?

[Anonymous]

No, at all !

I check my reports almost daily with CCT, my scores are above 760, no lates or baddies or whatsoever . I guess they just did not like that I asked for a midcycle update. I was told different things between too high cli ( above 100%) , lil history with discover, heavy  use of "cash over" (i did but that was last October before I got my 1st cli of $300 back in November). 

i just don't understand how can you grant a cli and 2 days later take it back, for no real reason.

[Itsmeagain]

They must all be going a little crazy right before Feb. 22 (date new cc rules take effect).  I'm making a promise to myself to not contact any of them for any reason until after the dust has settled for a month or two.

[Anonymous]

So how does this all work? I just hit the 6 month mark today for my Discover More card.  I'd prefer not to speak to anyone, how do you do the phone option?

[Anonymous]

if you have the phone option availible to you, it will tell you for a cli press 5, then press 4..then you enter the cli you want to get and your HHI, and you chose the reason why you want a cli. good luck !

[jamesewells]

MIne was raised from $7400 to $8900 with no action on my part. I started with them at $4000, went to $5900, then to $7400 and now $8900. I did not ask for any of these increases. This is after Chase/WAMU cancelled 2 cards w/$2000 limit each(Paid in Full at closing), CitiFlex LOC w/$10500 line (discontinued program) current balance $9000, Emerge card w/$2500 limit discoutinued program (Paid in Full) and my 3 Capital One cards sit at $500 CL each(No balances). I like Discover.

[Anonymous]

So let me get this straight, Discover gives you a CLI every 3 months for the first year? Is this a proven fact for everyone or only under certain circumstances? 

[llecs]

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Kylan1234 wrote:
So let me get this straight, Discover gives you a CLI every 3 months for the first year? Is this a proven fact for everyone or only under certain circumstances? 

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To add to the fray, I have a Discover More that was opened in July for $1500. In October, I received a $300 CLI and then again in January. So far so good.

[rubaty]

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@Anonymous wrote:
So let me get this straight, Discover gives you a CLI every 3 months for the first year? Is this a proven fact for everyone or only under certain circumstances? 

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Nope, it's not like that for everyone.  Mine started with a $8400 limit and I got a $2K auto CLI at my 6 mo mark but nothing else in the last 15 months. 

[Anonymous]

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@rubaty wrote:

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@Anonymous wrote:
So let me get this straight, Discover gives you a CLI every 3 months for the first year? Is this a proven fact for everyone or only under certain circumstances? 

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Nope, it's not like that for everyone.  Mine started with a $8400 limit and I got a $2K auto CLI at my 6 mo mark but nothing else in the last 15 months. 

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Maybe they only do it for accounts under a certain CL? Maybe? Mine started with a 1500 CL, i have had it for 2 months now, so we'll see next month.

Message Edited by Kylan1234 on 02-18-2010 01:18 PM