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Discover Card Owners - Help?

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Kevin86475391
Frequent Contributor

Re: Discover Card Owners - Help?

I think it'll get better. Give them time to get used to your payment habits.

Message 11 of 16
jbsea
Established Contributor

Re: Discover Card Owners - Help?

I'm sure Kevin is right... I have not had this problem with Discover It seems to be done in a day so maybe it is beacuse you are new to them.

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 12 of 16
lindsaydruart
Established Contributor

Re: Discover Card Owners - Help?

It only happened for that first payment for me. After that it posts in 2-3 days tops.

Gardening since 12/15/2019. Goal 12/15/2021
FICO 8 as of 12/16/2019 - EQ 602 EX 656 TU 628
Message 13 of 16
Nova5041
Frequent Contributor

Re: Discover Card Owners - Help?

I am new to discover also and just made my first payment a few days ago, and it posted and made available credit the next day. My card is unsecured, so I don't know if it's different with secured cards.

BK 7 Discharged: 5/30/2018
Fico Scores after Discharge: Experian-552 TransUnion- 490 Equifax- 571
Message 14 of 16
Anonymous
Not applicable

Re: Discover Card Owners - Help?

This isn't uncommon for new accounts with Discover. I've had my Discover it card since 2001 and never had this issue. I got the Miles card late last year and it still happens. When I needed the credit I have been able to call Discover and they put me in a 3 way call with the bank I paid from to verify the funds were withdrawn and then release the credit immediately. This was for $5000-6000 payments though.

Message 15 of 16
dallasareaguy
Frequent Contributor

Re: Discover Card Owners - Help?

9 Days and counting. Payment posted 3/2... today is 3/11 and still no available credit adjustment. 9 days seems excessive for a hold considering the funds were withdrawn early the morning of 3/3.

  
CapOne QS
$10,250
 
AMEX Delta Gold
$15,000
 
AMEX BCE
$5,000
 
AMEX BCP
$1,000

AMEX HHonors
$1,600
 
Discover it
$2,000
FICO8 Scores:
EQ: 648
TU: 654
EX: 691

(as of 07/15/2017)
Message 16 of 16
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