Discover Card Question

[Bella1980]

Discover has great rewards but they are tough to get...they check Experian generally and make sure you have a score above 680, preferably 700 when you apply.

[cantretire]

I just got a great BT deal from them.  My scores 2 months ago were 726 - 733

[Anonymous]

I got a my Discover card a few months ago with a score in the lower 700's. They are not as widley accepted as the other cards.

[Anonymous]

I got my Discover when I was a student in college 10 years ago (first credit card).  It had a low limit to start with, but it has grown with me over the years.  I didn't pay any attention to the interest rate back then since I always PIF'd.  The only thing I had on my credit report back then was a student loan that was 10 months old.  From my experience, if you treat Discover right, they will treat you right.  It is my favorite card.

[Anonymous]

Discover was my first CC. I got it, (along with a T-shirt and Waterbottle) during my Freshman year of College, in 1991. I had no credit hx to speak of, but times have changed.

I do find Discover to be much more conervative than most lenders. I started out with an initial credit line of 1500. At present, my CL is 13,500. It has not grown as rapidly as many of the other cards that were issued to me during the same year/timeperiod, despite heavy PIF usage. They also soft me on a monthly basis.

I'm not complaining, as I don't need any more credit than what I have. I like the cashback feature, and the customer service is better than most.