Discover Card doesn't report to Equifax?

[Anonymous]

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ubermensch wrote:
Update on this strange situation...

I called Discover and they told me that they report to Equifax each month. I called Equifax, and they agreed they were getting monthly reports, but said that Discover was reporting the date of last activity each month as January 2003. So on June 5th I filled a dispute that the date of last activity should be May 2008.

Just now I called the super secret Equifax backdoor number to determine the status. The service representative said that Discover has still not responded, but that she would update the date of last activity to May 2008 right now. Hopefully I should see a Score Watch alert with a bump from this in the next few days. Although will it make a difference if Equifax is still not reporting my credit limit? (Which I see Discover just bumped up by 1.5k!)

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I'm still having trouble getting mine to report to EQ. It doesn't show at all as far as I can see. Is your's even on your report?

And can you PM me the number to EQ please? Maybe I can call them to see if it is messed up on their end. I have called Discover so many times about this and so far, it is not reporting.

[Anonymous]

they might just be slow to report to equifax? my discover card showed up on transunion and experian before i even got my card, but it still has not shown up on equifax.  of course i haven't even had my card a week yet. 

maybe equifax and discover are having issues with each other?

[Anonymous]

well it looks like i spoke too soon! i just got a score watch alert that my new discover acct has posted. 

[ubermensch]

stef: The account is reporting, and is updated each month by Discover. I have had my Discover card since 9/2000, but they have not updated the date of last activity since 1/2003. It also does not report a credit limit or balance, and is reporting as terminated. Coincidentally, when I got home yesterday I had an letter from Equifax saying that their "investigation was complete" and basically there was no change. How they completed their investigation when they had not heard from Discover, I don't know. I called back today to determine what was going on, and he said that the DOLA was updated to 5/2008, but it is still reporting as "terminated" and not reporting the credit limit/balance. I had to file a new dispute on those issues. And now wait another 30 days to see what happens...