Hi everyone!
I was clicking around on my Discover account page and came across this super cool benefit! Evidently you can get up to $120 cash back over your purchase at participating places as often as every 24 hours with no monthly limit! LOL. I only know of one other credit card that will allow cash over purchase at the regular purchase APR and that is the Walmart store card.
I swear Discover is getting more and more awesome by the minute!
Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
@Strogen wrote:This has always been a thing with Discover. And for some time. Nothing new here but its is cool.
I've used it before. Quite convenient.
Oh wow! Well I guess I am still learning 
I have only had my Discover a little over 3 months. Yes, it is a really convenient feature...definitely good to know about!
@kdm31091 wrote:To me, still not something you should use outside of emergency purposes as it is subject to an APR, but it's a convenient feature. Wouldn't get into a habit of using it (unless you're going to pay it off and avoid the APR, of course).
I agree, definitely a proceed at your own risk type of thing, but a good option to have for sure!
Ha!! Just used mine's today. Saves trip to atm. And I'm still under 0% promo.
@baller4life wrote:
Ha!! Just used mine's today. Saves trip to atm. And I'm still under 0% promo.
LOL! That's the way to do it!!
Guessing the normal grace period doesn't apply? Correct?
Hmm seeing possibilities here lol. But do you get 5% back on it?
@Dw4250 wrote:Guessing the normal grace period doesn't apply? Correct?
No, it does. Counts as a purchase and explicitly says so in Discover's T&C's. I absolutely love it. I don't carry cash or my debit card even - just have my Discover in my wallet if the need for cash arises.