Re: Discover Cash Over

ilovelisa · ‎03-22-2013

Does anybody use this feature, where you can go to certain retailers and get cash back with your purchase. They don't charge any cash advance fees, but does it put you at more of a risk for a CLD or AA?

Amex BCE $10,000 | BofA Power Rewards WMC $10,000 | Discover It $10,000 | ICBC Preferred Gold UnionPay $8,000 | Local CU Visa $3,500

jsickz32 · ‎03-22-2013

I tried it at Shaws supermarkets for $10. It showed online on my statement as cash advance.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

asteroidblues86 · ‎03-22-2013

I've done it a couple of times at Wal-mart and at Sam's Club. No CLD or AA. It doesn't show up as a cash advance and is treated as a purchase so no interest as long as you PIF each month.

Anonymous · ‎03-22-2013

My wife uses this feature on our card quite regularly. We don't carry much cash on us; she will stop at a Dollar General for a soda, and she gets 10 or 20 over to pay my daughter's lunch and for ice cream money. Never had any trouble nor have we heard anything from them.

Excellent feature.

scottwagnon · ‎03-22-2013

it does NOT show up as a cash advance. It is considered a purchase, but it is a "purchase" that does not accrue rewards. and it DOES NOT CAUSE AA.

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stevenngu92 · ‎03-22-2013

i use cash over a few times a month when i don't use my discover card for any purchases (to show activity). On my end there hasn't been any CLD or AA. I like having an atm at walmart that only lets me withdrawal $60 a day i believe.

Amazon Store Card ($6000) Amex BCE ($10000) Amex PRG (NPSL) BofA Better Balance Rewards ($3000) Best Buy Store Card ($5000) Chase Freedom ($2500) Chase Sapphire Preferred ($7900) Citi Prestige ($5000) Discover It ($10500) Walmart Discover ($6000) Wells Fargo CB ($4700)

jsickz32 · ‎03-22-2013

My bad it shows on your statement as cash over. I just went thru my statements to find it

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

scottwagnon · ‎03-22-2013

@stevenngu92 wrote:
i use cash over a few times a month when i don't use my discover card for any purchases (to show activity). On my end there hasn't been any CLD or AA. I like having an atm at walmart that only lets me withdrawal $60 a day i believe.

it is a 100 a day at any participating store including walmart. it is the walmart only cards that you can make a cashover for only 60 at ONLY walmart. ANY discover network card, including walmart discover have the same cash over benefits as any discover more or discover it.

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stevenngu92 · ‎03-22-2013

That's strange, walmart is $60 for me. I have a Discover IT card.

Amazon Store Card ($6000) Amex BCE ($10000) Amex PRG (NPSL) BofA Better Balance Rewards ($3000) Best Buy Store Card ($5000) Chase Freedom ($2500) Chase Sapphire Preferred ($7900) Citi Prestige ($5000) Discover It ($10500) Walmart Discover ($6000) Wells Fargo CB ($4700)

scottwagnon · ‎03-22-2013

its been awhile since i did a cashover, perhaps walmart has limited its cashover.

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