Discover FICO Score - When does it update?

[masscredit]

My TU score has increased over 40 points since the last time I requested a CLI from Discover so I've been waiting for that to update before my next request. Looking at my account, the score updates on the 21st of the month. They currently still show my Dec 21st TU score. I figured that would update after my statement closed Saturday. I can now view last month's statement but the FICO doesn't show January's score. 

[Anonymous]

---

@masscredit wrote:

My TU score has increased over 40 points since the last time I requested a CLI from Discover so I've been waiting for that to update before my next request. Looking at my account, the score updates on the 21st of the month. They currently still show my Dec 21st TU score. I figured that would update after my statement closed Saturday. I can now view last month's statement but the FICO doesn't show January's score. 

---

Disco isn’t always quick about posting the updated scores. Mine is dated 1/20/19 but they didn’t give it to me until Friday and they cut my statement this morning. I would imagine they already have it internally and it should show up any day for you. 

[ridgebackpilot]

Discover normally does a SP of your credit every month or so. Your Discover FICO Credit Scorecard page will list the most recent date they pulled your TU score. The date can vary a bit but you'll ordinarily see it updated every month on the date listed on their website.

[AverageJoesCredit]

They can be slow at times but ime , the fico score doesnt really help decide whether you get cli or not. They have their magic ways and all we get to do is guess which Monkey throws the dart

[CreditCuriosity]

---

@AverageJoesCredit wrote:
They can be slow at times but ime , the fico score doesnt really help decide whether you get cli or not. They have their magic ways and all we get to do is guess which Monkey throws the dart

---

it certainly doesn't haven't gotten a CLI in over 5 months and i went from a 735 to a 800+ and notta, nothing, zilch.  Maybe I should try a score reduction

[Anonymous]

I've gone has long as 10 months without a Discover CLI, so 5 months really isn't much when looking at a long enough time line.  I will say that in between the dry spells I've done pretty well by Discover CLIs, so for those stuck in rough patches do know that it's possible for things to quickly turn around at some point not too far away.

[masscredit]

I've done pretty good with CLIs so far -

Approved for the account 1/31/17 - $6000.00

5/18/18 - $6500.00

8/4/18 - $7000.00

9/27/18 - $9700.00

Most of them weren't big increases but it was still progress. The next increase will put me over $10K. Hoping it goes to at least $12-$15K before the increases are less frequent. 

[EW800]

My Discovers TU Fico 8 score is always dated the 19th of the month, however will not usually post until about the 24th or 25th of the month.  My statements cut on the 25th, so it is always by then.  

[Anonymous]

---

@masscredit wrote:

Approved for the account 1/31/17 - $6000.00

5/18/18 - $6500.00

8/4/18 - $7000.00

9/27/18 - $9700.00

---

MC, just curious here, but from the time you were approved spanning > 1 year until that first CLI, were you making CLI requests and getting denied, or were you simply not requesting any?

[masscredit]

I believe I waited 3 statements (Feb, March and April). I requested the first increase a few weeks later.  Then I went 3 more statements. Then only 2 the next time. This has been the longest I've waited. The plan has been to let my new score update (746 - 792) incase that helps with a better increase.