Discover IT CLI SP Question

[Anonymous]

I opened my Discover IT card in September 2016 with a $3K SL. They did a HP from EQ & EX. Prior to that, they did six SPs from EX. My card is paid off and for the first time (that I recall) the option to "Request Increase" is visible under the balance in the app.

I have never received or requested a CLI.

My question is, if I click the button and inititate a CLI request, will they do a SP that day or will they use the last SP data kind of like AMEX? Since there aren't any SPs since opening the card, I'm assuming they would do a new SP when I click the button but wanted to ask.

Also, should I expect the SP to come from EX since that is where the rest were done prior to opening the account?

[dragontears]

They should be SP TU to provide you with your monthly score,
In my experience, they use the last SP they have for CLI

[Anonymous]

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@dragontears wrote:
They should be SP TU to provide you with your monthly score,
In my experience, they use the last SP they have for CLI

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Thank you. I checked both my TU report from April and today via the TU dispute site and sure enough, there were the pulls like clockwork.

Submitted and got a $1500 CLI! 

TU FICO 8 as of 4/26/18 - 709

[jlitnns]

Congrats, now give them a call and ask for more, you might squeeze out another $500 at least...

[Anonymous]

Do DoubleDips have to be on same day? I got a CLI on 4/13/18... didn't even think of DD. Better to wait for next CLI, then DD? Or chance 2nd CLI on phone now? 

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@jlitnns wrote:

Congrats, now give them a call and ask for more, you might squeeze out another $500 at least...

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[Anonymous]

I called but an additional CLI would require a HP. No thanks.

[Adkins]

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@Anonymous wrote:

Do DoubleDips have to be on same day? I got a CLI on 4/13/18... didn't even think of DD. Better to wait for next CLI, then DD? Or chance 2nd CLI on phone now? 

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@jlitnns wrote:

Congrats, now give them a call and ask for more, you might squeeze out another $500 at least...

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Yes, generally. People have the best success that way. 

[Anonymous]

They will do a soft pull at the time you request an cli.

[Anonymous]

I double dipped today. Got an auto cli of 700. Then hopped on my app and got another 300.

[lilsprinkles]

Thank you for this info!  I requested the increase online and was approved for 2700 taking my limit to 9K, also received the 0% for 12 months offer!!  You guys are awesome!!