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Discover IT CLI should i ask? afraid to get denied

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Anonymous
Not applicable

Discover IT CLI should i ask? afraid to get denied

I have had my Discover IT card for exactly. 6 months today. MY CL is 1500 and i want to ask for a bigger CL.  MY Fako Experian report has my Score at 694. Im afraid to get denied on the site it says no CLI at this time. To call the 1800 Number. My question to you guys. How hard is it to get a CLI with Discover

Message 1 of 16
15 REPLIES 15
john398
Senior Contributor

Re: Discover IT CLI should i ask? afraid to get denied

If you have the Luv botton online it will ask you first befioore a HP, you could try just to see if you can get it with just a SP and not proceed if it gives you the HP warning

Message 2 of 16
Anonymous
Not applicable

Re: Discover IT CLI should i ask? afraid to get denied

I applied yesterday at my 6 month mark, requested 3k and it said ill find out within 2 days, didn't want to wait so I called the today and I was approved.
I started with $5,000 the CLI of $3,000 brings me to CL of $8,000.
I think if its anything over $2,000 it'd be a HP or Say it needs time
Message 3 of 16
Anonymous
Not applicable

Re: Discover IT CLI should i ask? afraid to get denied

At this time ill even take a 1500 CLI. I would love for it to be a SP. Im going to call it in later. Im going to ask

Message 4 of 16
Anonymous
Not applicable

Re: Discover IT CLI should i ask? afraid to get denied

Did you apply already? Just do it online, it will be a SP then it will say it need more information then tell you it will be a HP and click to continue or cancel.
Message 5 of 16
HeilFico
Regular Contributor

Re: Discover IT CLI should i ask? afraid to get denied

I went from $1500 to $3000 on a HP. Should have asked for more than $1500 to be honest. Ask for 4-5k and see if they meet you in the middle. Smiley Happy

Message 6 of 16
koalablue
Frequent Contributor

Re: Discover IT CLI should i ask? afraid to get denied


@Anonymous wrote:

I have had my Discover IT card for exactly. 6 months today. MY CL is 1500 and i want to ask for a bigger CL.  MY Fako Experian report has my Score at 694. Im afraid to get denied on the site it says no CLI at this time. To call the 1800 Number. My question to you guys. How hard is it to get a CLI with Discover


You can also request it via a live instant message chat - the link is on their web site.  You answer a bunch of questions, and you can cancel the request if its going to be a hard pull.  That's what I did.

Message 7 of 16
HeilFico
Regular Contributor

Re: Discover IT CLI should i ask? afraid to get denied

Wow, Discover kicks a**!!!  

 

Per my previous post, I only asked for $1500 before which gave me a credit line of $3000. I just called and told them I wanted another 3k stating I should have asked for more before. (to be in line with my other cards, util....etc) APPROVED! They used the old HP as well!!!! New 6k credit line!

 

Don't be afraid to ask!

Message 8 of 16
Anonymous
Not applicable

Re: Discover IT CLI should i ask? afraid to get denied

Congrats.
When was your first CLI?
Message 9 of 16
Anonymous
Not applicable

Re: Discover IT CLI should i ask? afraid to get denied

I finally called. I was not able to get a CLI at this time. Will get the letter in mail. So there you go it was a SP for me

Message 10 of 16
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