I had an offer to open the cashback checking but it's gone now 
@Jarnog wrote:I have spoken to multiple reps online and over the phone and was assured that it has the chance to graduate after a minimum of 6 months. Most likely a year. They want the same that most do, they want to see usage, responsible behavior, good payment history, etc. I have had the card going on 3 months now and over that time have spoken with the reps regarding the graduation topic specifically, and was told once that it doesn't but that was before I accepted the offer. Since it has been a steady re-assurance of the graduation possibility.
Also, they said after 6 months there is a chance that they will extend more credit to you if they deem you "worthy". Since one cannot add more to increase the limit. I don't know if it is something you can request or if it is done automatically, unfortunately. But they said at 6 months they start "reviewing" the card for that possibility.
I think the only way to know for sure is to find someone that had a Discover secured that graduated. I've seen posts of reps telling consumers they do, but haven't seen anyone that said it's actually happened.
Is there anyone out there that had a Discover secured card that graduated?
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I thought that the Discover IT secured was a fairly new card. I also was denied for it a few mos back and would really like the secured version. Go figure.
Starting Score: Jan 2014 EQ: 595 TU: 575 EX: 550Well, that would make sense. lol. I didn't realize it was a relatively new card.
Curious what were your credit scores?
It would be nice if they plan to release it as it's own product soon for those of us still estabilshing or rebuilding credit. I would love to get one, especially if it graduates, but I have too many inquiries over the past week trying to get cards to build revolving history, so I am out for a while anyway. Hopefully this is just a trial balloon and later will be a fullblown option for us without perfect credit.
