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Discover It CLI

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Nan425
New Contributor

Discover It CLI

I got the Discover It card in June 2013 with $1200 limit. My 5th statement cut few days ago. I still don't see the luv button appearing for cli. It says I have to call in. My statement shows Discover Fico Score as 689. Has anyone received CLI from Discover with this score? if so, how much and how long did you have the card for?

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3 REPLIES 3
TiggerDat
Valued Contributor

Re: Discover It CLI

I got my Discover card in January and never got an auto CLI.  I called in took the hard pull about a month ago and asked for $5000.  I then talked to the credit dept. when I was declined and they gave me the limit with a little discussion.  The basically told me that I got that limit because that was the limit I asked for and if I had asked for more and qualified I would have gotten it.  If not they would have countered with something they could.  The questions were about my past record, accounts, and inquiries.  My score at the time was 689, but remember score isn't the only thing.

It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
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lg8302ch
Senior Contributor

Re: Discover It CLI

I do not think CLI are score related....I tried @ 6, 9 and 12 months marks and no chance with 779 TU or nearly 800 EQ. Discover is my nightmare. Credit analyst blames my high limits from other lenders. After 12 months of heavy use 70-80% this card will now be SD. They do not want my business so they will get a pack of gum every month now just to get my Fico score. I wish you all the best with Discover....I am giving up on them Smiley Sad
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coldnmn
Mega Contributor

Re: Discover It CLI

I started with a Discover more at $1000 never got a auto CLI. When I product changed to the IT card I asked about a CLI. She asked how much I said as much as a soft pull would get me. I recieved $1500 that was after about a year. I just did a HP CLI a little over a month ago to get me to $5000 never have gotten any auto love.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
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