Discover It Student Card CLI

[mrinal]

I opened the card in November 2016 and it was my first card. My SL was only 1500. In May, they raised it to 2000 and the same day they raised it I manually applied for a cli and received 1100 dollar. After that my manual cli successes are as follows:

2017

July: 1800

August: 1800

September: 1800

October:   1500

2018:

March: Auto cli of 300 (Only 300 dollars! Ridiculous!) But no double dip!

My current credit line is 10000 right now, including a cash advance credit line of 3400. I might have received one cli in June, 2017. But at that time I did not know that I could apply for the credit line increase for a discover card every month and I did not know that it would be soft pull.

[Anonymous]

No one can say for certain they will receive an auto cli (unless on a probation type of introductory offer ex. credit steps type like Cap1, merrick and now Amex) from any creditor. That's one of the reasons they are so great.....they are unexpected surprises! 

[mrinal]

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@Justagirl73 wrote:

No one can say for certain they will receive an auto cli (unless on a probation type of introductory offer ex. credit steps type like Cap1, merrick and now Amex) from any creditor. That's one of the reasons they are so great.....they are unexpected surprises! 

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Yeah, really. When I received the first auto cli, I started skipping!

[mrinal]

Again 1500 dollar after this month's statement..................................

[jesseh]

Are you using your card a lot?

[Anonymous]

Very nice! Disco likes you!

Have you ever gotten a cash advance on your card? I've never used it (or plan to use it) but it's been stuck at $200 since my graduation auto-CLI. Looks like yours has grown substantially.

[Anonymous]

Awesome credit line!

I started at $1500 and am now at $3000. Just going to keep pushing the sp luv button every month.

[Anonymous]

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@Anonymous wrote:

Have you ever gotten a cash advance on your card? I've never used it (or plan to use it) but it's been stuck at $200 since my graduation auto-CLI. Looks like yours has grown substantially.

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I can't ever imagine doing a cash advance on a CC and it surprises me that Discover is so obvious about the feature!

My cash advance limit is $50 on a $2500 CL -- I secured it with $2500, it graduated last month but no auto CLI at graduation and they denied me a CLI request 2 weeks from graduation.  So I guess they calculate the cash advance limit differently for different people since we both were previously secured.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Have you ever gotten a cash advance on your card? I've never used it (or plan to use it) but it's been stuck at $200 since my graduation auto-CLI. Looks like yours has grown substantially.

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I can't ever imagine doing a cash advance on a CC and it surprises me that Discover is so obvious about the feature!

My cash advance limit is $50 on a $2500 CL -- I secured it with $2500, it graduated last month but no auto CLI at graduation and they denied me a CLI request 2 weeks from graduation.  So I guess they calculate the cash advance limit differently for different people since we both were previously secured.

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Did your CA CL increase at graduation? Mine was $50 when secured, though I had a lower deposit than you.

[Anonymous]

Nope, was $50 when secured, is $50 now.  I maxed out my secured deposit early on since I knew I would use the card a lot.  Maxed and PIF'd frequently during any given month (I have a high income and no real debts or payments to make monthly so Discover got almost all my spend for the first 4-5 months!).  Not going to stress it, if it takes a year to start growing, so be it.