Discover It prequalify site?

[SouthJamaica]

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@Anonymous wrote:

hi all,

Just went on the discover prequalify site and was wondering if anyone knew how accurate it was? Also which cr do they pull? Thanks.

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I don't think it's accurate. I was "preapproved" for the same card I already have.

[Anonymous]

It's not a real pre approval unless it gives you a specific apr or the apr range of 12.99-15.99 .

[Pway]

Don't beleive it all.  My dog name is pre qual on the discover site.  Not reliable at all

[Anonymous]

This sucks, i would really like to get the secured card but i dont want hard pulls from trying to apply for the regular card.

[Anonymous]

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@Anonymous wrote:

This sucks, i would really like to get the secured card but i dont want hard pulls from trying to apply for the regular card.

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Are your scores strong enough to qualify for Discover?  Look on the Creditkarma site & see what the lowest/highest/average scores that were approved are.  You can check out a few cards on their free site.  

[Anonymous]

def not, fako scores are 540 and 533. i know i need to rebuild which is why i would want the discover it secured card.

[Imperfectfuture]

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@Anonymous wrote:
Access it by checking to see if you have a pulse. If you do, you're pre-qualified

:-D

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Worked for me.  Helps if scores higher and reports clean, and/or you have thin file.

[Imperfectfuture]

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@Anonymous wrote:

def not, fako scores are 540 and 533. i know i need to rebuild which is why i would want the discover it secured card.

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I applied when rebuilding, higher scores, but in 500 range.  They denied me, no secured card offered.  And I had two cc's on my report.

[EW800]

Could not help myself....   I put in my dogs name, with the last four of the social being 1234.  Results?  Pre qual'd for Discover It.