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Hello all,
I was doing the dangerous task of reading myFICO forums and found a post talking about having two discover lines. I checked the pre-approval site and applied for a second Discover It card. I was approved but for a fraction of my current card. The new card has a better APR (13.49) and 0% interest for 14 months plus the cash back double offer for the first year.
Am I able to re-allocate my credit lines between my two Discover It cards? I have a sizeable unexpected bill coming up that would be perfect for the 0% offer.
Yes you can.. BUT.. you have to be eligible for a CLI.... Pizza1 has a thread on successfully doing this......
*I shoulda bookmarked it*
https://ficoforums.myfico.com/t5/Credit-Cards/DISCOVER-COMBINED-LIMITS-SUCCESS/td-p/5093628
-J




As other posted eluded yes it can be done, but a PITA as you gotta be eligable for a CLI whether it is 1 dollar or 1k otherwise you can wait for years if discover doesn't like you ![]()
They also won't let you reallocate until the new TL is at least three months old. (I'm trying to do the same thing right now, and have to wait a few more weeks before they'll allow it.)




