OK this is the thread I was looking for!! I get the 3 point spread 16.24-19.24 and have been getting mailers and toss them... they had the burgandy card image.
My pre qualify isnt a silver/lt blue card, but its not the burgandy card either, the image says its "plum"
Thoughts??
@bichonmom wrote:I'm wondering if when you app, it's better to request a BT (it asks you on the app if you want to BT, which accounts and balances you want to pay.)
Or is it better to app w/o requesting a BT? What increases your chances of approval?
IIRC, they will pull any of the 3 CRAs. Is that right? It's been a while, so I don't know what they're doing now. All my CRs are frozen, so I'd like to know what to unfreeze before apping.
How prickly are they about util?
Also, when you use the pre-qual website, do they soft you? Curious because all my repts are frozen, but they came up with an offer on the pre-qual site. Usually those don't give me anything, I've always assumed because my CRs are frozen.
Thanks!
I don't like doing it because the timing is up in the air, and it might cause huge utilization if they don't give you a much larger limit than the balance transfer.
I did the online pre-qual and got the Discover it card (Silver - Bluish color) with the following APR:
11.24% - 23.24%
From what I have read so far on the thread that would be a NO GO for me :/
@nycplayboy78 wrote:
@OmarGB9 wrote:
Yea not a true or equal sorry.GRRRRRR!!!! Stoopid Discover it card
?!?
Did you miss my post on the previous page??? 
@boober wrote:
@nycplayboy78 wrote:
@OmarGB9 wrote:
Yea not a true or equal sorry.GRRRRRR!!!! Stoopid Discover it card
?!?
Did you miss my post on the previous page???
Well I have to SEE IT FOR MYSELF first and I did so that is another card I will hold off on until 2017