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Discover Matrix?

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Jlu
Established Contributor

Re: Discover Matrix?

Got the same offer through Credit Sesame and my CS FAKO is 670 with them too - makes you wonder who's interest they really serve.

 

Glad I will never need to app for one of these cards again.

AMEX BCP $35k | Citi Double Cash $30k | PenFed PlatRewards $25k | Barclaycard $40k | Chase Freedom $25k | BofA Cash Rewards $40K | US Bank Cash+ $4500 | Discover IT $25k | NASA Platinum-Advantage $40k | CapOne Quicksilver $15k | Amazon Card $10k | Ten years on myFICO from 510 to 780 scores
Message 11 of 15
MarcinXP
Frequent Contributor

Re: Discover Matrix?

Horrible card with Horrible company and Horrible terms....Seems like Credit Sesame is getting paid for advertising this mess..

 

This and First Premier is sub sub prime praying on people and making money like crazy...

 

Go with regular sub-prime like Orchard Bank, HSBC or Capital One which now is all CAPONE! At least CAPONE has some integrity and ethics...yeah your chances of getting an anal probe from aliens is higher than a credit limit increase but to get few good tradelines reporting on your credit until you hit prime, you can't go wrong with CAPONE!

NFCU Visa Sig $30k / Amex Blue Cash $25.5k / Fidelity Amex $25k / Chase Freedom $14.5k / Citi Double Cash $5k / Capital One Quicksilver Visa Sig $5k / Citi Best Buy MC $3K / Barclay Rewards MC $2.95k / BOA - BBR $2.5k / SY Lowes $15k / SY Amazon $6k / Target RedCard - $300
Message 12 of 15
colindidit
Established Contributor

Re: Discover Matrix?

LOL I just got one of these joke card offers in the mail.. Thought it was a legit discover then read the annual fee and only 300 CL eff all that.
Wallet: Barclay-5k, Citadel MC- 5k, Slate- 4k, Freedom- 3k, BOA- 3k, Citi- 2k, AMEXBCE- 2k and more...
Message 13 of 15
beb86
Valued Contributor

Re: Discover Matrix?

during the first year the are legally as bad as the can be but the second year is really where they get you. $75 AF, $12 Per month fee ($144 per year) and on top of that if you choose paper statements is an extra $5 per month ($60 per year) so all together your looking at $279 bucks in fees for a card that has a $300 limit and thats only if you dont have a balance. my mailer went right in the trash

Message 14 of 15
dzemboc77
Established Member

Re: Discover Matrix?

I had the card for the first year and dumped after the second. Since working on my credit and getting this card and a few other my score has gone up 100 points or so and I was able to get some cards with $1000+ limit.

 

Its a good card if you have really bad credit but keep it for the year adn then dump it.

Message 15 of 15
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