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I have had my Discover a few years now. I have been using it pretty heavily the last couple months. The first year and a half or so the APR was 22% or something ridiculous like that. In the past year I have successfully called twice to get a CL increase and APR decrease (soft pulls). I was at 14.24% last month, but when I checked my October statement it was 12.24%. I don't plan on carrying a balance anytime soon but it's cool they did that automatically. Now if they would just give an auto CLI along with it...
HAHA I just checked mine and I seem to have gotten an auto decrease as well. I was at 17.99 and as of today it is 14.24.
congrats I too remember the days when you could easily get an 0% CC.
Just checked my discover apr after seeing this thread. Down from 14.99 to 12.99. I don't carry balances but its still nice
@flowfaster wrote:HAHA I just checked mine and I seem to have gotten an auto decrease as well. I was at 17.99 and as of today it is 14.24.
Same happened for me last month, 17.99 to 14.24.
I currently have a 0% offer active on purchases, so they told me they can't change anything until after the promo is over in June 2013. They started my card high at 18.99% but I am sure they will lower it after June. I hope.
Mine dropped on the last statemenet from 16.24 to 14.24.
My More card is 17.24% V. It's never gone down but I always PIF.
Congrats to all who got decreases!!!
I would love some discover luv.......i'm on their naughty list