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I use Uber a lot and am going to try out Lyft soon so this will be great for me!
@CreditCuriousity wrote:
@redpat wrote:
@CreditCuriousity wrote:Blah IMO.. Gas I spend about 40 a month on.. Others no real interest possibly ground transport for another 30-40 for uber/lyft if included. Usually use SM for gas, but still first year so will use discover for 10% although for trivial amount overall in cats.
Lol, I spend $500 - $600 a month, most is business though. The business part gives me a good chunk of free UR or MR points though.
Live 3.5 miles from work so 7 miles round trip
.. My my new/old 2015 car well 20 month old car has a whopping 6k miles on it now.
I'd be walking and biking to work, I wouldn't have to go to the gym, lol!
So for everyone who wants more originality, what would you like to see? What would not be "meh" in your books?
@kdm31091 wrote:Discover will be doing gas, ground transport, and wholesale clubs for the first quarter of 2017.
Apparently some originality is just too much to ask for; this is just more of the same old stuff. Not bad categories, mind you, but just meh. I will get some use out of them, but just was hoping they'd come along with something different for once.
agrred kdm....
Just more of the same. Would be nice to throw in more useful categories like utilities/cell phone/cable/walmart/target etc.... I maybe spend $50 a month on gas....I dont even use my Sallie Mae for groceries because the cap is so low, and I never shop Amazon,maybe twice a w year for like $40. So my SM card doesnt really work for me.
Discover needs to come up with a "pick your own category" for more usefullness. JMO
I travel a lot around the state for my company, so gas is just fine for me.
I liked last quarter's Home Improvement category better, mind you.
Ground transport is useless to me... I think I've used Uber once in the past year.
@pizza1 wrote:
Discover needs to come up with a "pick your own category" for more usefullness. JMO
This would be a great idea... "Choose two of the following 5 categories," or someting like that.
Total Cards: 24 | Total Limit: $304,250
Current FICO 8 Scores: EQ: 841| TU: 815 | EX: 814
Hard Inquiries: 1
@Dalmus wrote:I travel a lot around the state for my company, so gas is just fine for me.
I liked last quarter's Home Improvement category better, mind you.
Ground transport is useless to me... I think I've used Uber once in the past year.
@pizza1 wrote:
Discover needs to come up with a "pick your own category" for more usefullness. JMO
This would be a great idea... "Choose two of the following 5 categories," or someting like that.
The ones I cringe at are....gas, Home improvement, ground transport, and Amazon...
I dont spend more than $50/mth on gas, I live in an apt 3 miles from job, Ive never used Uber/Lyft, and I dont ever shop Amazon. LOLOL
I can usually find something useful in each quarter, even if the majority of the categories don't apply to me.
Gas at 5% trumps my BoA Cash Rewards, so on the occasion that I get gas or go to a convenience store (mine all code as fuel), Discover'll get used. I spend a lot on gas but it's still not bad.
Ground transportation isn't very useful to me - I don't even think we HAVE Uber/Lyft here (and if we did, Uber'd go on Cap One anyway) and we also don't really have public transportation here either, but if tolls count this time around I could potentially throw some spend onto my EZ Pass to load it up.
Wholesale Clubs can get some spend though. I live a few miles from a Sam's Club and already carry a membership there so I could pretty easily bulk-buy household items and non-perishables to last throughout the year (kinda like how Sam's is a category now). Places that don't have Sam's but have Costco -- Costco takes Discover on the website so that could be a work-around if you have a need for it.
@Dalmus wrote:I travel a lot around the state for my company, so gas is just fine for me.
I liked last quarter's Home Improvement category better, mind you.
Ground transport is useless to me... I think I've used Uber once in the past year.
Ground transport covers a lot more than Uber/Lift. From the offer:
"Ground Transportation is defined as local and suburban commuter transportation, including: ferries, passenger railways, taxicabs, limousines/rental cars and charter/tour bus lines."
For me, the biggest potential is Rental Cars. DW and I are going on a five-country cruise in February and we often end up renting cars when we're visiting ports.
Chris.
Thanks for the heads up!