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Discover Secured Card Graduated...(Updated)

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Anonymous
Not applicable

Re: Discover Secured Card...

I will keep you guys updated!!!

 

I need to update my signature too. That tells you how long I havent been on here or hovering over this board. LOL!!!

Message 11 of 23
Anonymous
Not applicable

Re: Discover Secured Card...


@Anonymous wrote:

I will keep you guys updated!!!

 

I need to update my signature too. That tells you how long I havent been on here or hovering over this board. LOL!!!


Sorry you got the 3-5 day message.  I'm at the point now that I don't feel like mine will unsecure.  I want to apply for the CashRewards card with NFCU in December and if I can get a limit equal to Discover, then I'll close the card out.  I burned Discover years ago, so I don't think they'll ever give me anything but a secured card and I'm no longer willing to tie up $2k just for the privilege of carrying their product.  Good luck on getting yours unsecured. 

Message 12 of 23
ddemari
Super Contributor

Re: Discover Secured Card...

good luck op! hopefully you unsecure soon. sounds like your profile is ready for it! im at 7 months and hopefully will unsecure after 12. 

Message 13 of 23
Anonymous
Not applicable

Re: Discover Secured Card...


@ddemari wrote:

good luck op! hopefully you unsecure soon. sounds like your profile is ready for it! im at 7 months and hopefully will unsecure after 12. 


Good luck ddemari.  Hope your card unsecures.  Don't think mine will since I burned them years ago.  If I can qualify for a card with NFCU in a couple more months, then I'll happily close Discover.  I like the benefits, but I would much rather put the $2k in my 401k.  It has served its purpose of me, so I don't mind letting it go. 

Message 14 of 23
Anonymous
Not applicable

Re: Discover Secured Card GRADUATED!!!!!!!

I HAVE GREAT NEWS EVERYONE!!!!!

 

So I got on chat just now and asked them about the option to increae the credit limit but not add money. 

 

The rep stated that I graduated on yesterday *does happy dance*

 

Smiley Happy

Message 15 of 23
austinguy907
Valued Contributor

Re: Discover Secured Card GRADUATED!!!!!!!

That's a success story for sure!!!!   Congrats and here's to growing with Discover!

Message 16 of 23
Anonymous
Not applicable

Re: Discover Secured Card GRADUATED!!!!!!!


@austinguy907 wrote:

That's a success story for sure!!!!   Congrats and here's to growing with Discover!



Thank you!! I really only use this card for gas and pay it off each month so it's great to have my $1000 back in my pocket!!!

Message 17 of 23
joltdude
Senior Contributor

Re: Discover Secured Card GRADUATED!!!!!!!

Have you tried a CLI increase yet?

 

Its unsecured now... and doesn't appear like they upped your limit..

Like folks have said.. they will warn you if its an HP....

 

Give it a click...

You "should" be eligible, if only for a small one...  frankly though if it were me, id take an  HP pull for a CLI increase since it unsecured on its own..

 

-J

 

Message 18 of 23
Anonymous
Not applicable

Re: Discover Secured Card GRADUATED!!!!!!!

Congrats to you on your graduation!  Must feel great - very happy for you! Smiley Happy

Message 19 of 23
Anonymous
Not applicable

Re: Discover Secured Card GRADUATED!!!!!!!


@joltdude wrote:

Have you tried a CLI increase yet?

 

Its unsecured now... and doesn't appear like they upped your limit..

Like folks have said.. they will warn you if its an HP....

 

Give it a click...

You "should" be eligible, if only for a small one...  frankly though if it were me, id take an  HP pull for a CLI increase since it unsecured on its own..

 

-J

 


+1

Message 20 of 23
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