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Discover Secured Odds with Bankruptcy?

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Anonymous
Not applicable

Re: Discover Secured Odds with Bankruptcy?

I was 2 months post discharge when I applied for unsecured, they denied me and i called the backdoor number. When I called they allowed me to get thier secured card with a CS of 640ish. I think it is worth a shot for the secured card, they have a good track record of converting over to unsecured. Never had Discover before.

Message 21 of 23
Anonymous
Not applicable

Re: Discover Secured Odds with Bankruptcy?

I know this thread is old but the last person who posted helped me because I decided to apply. I have a chapter 7 bankrupty that was discharged a week ago and I just applied and got approved.

 

I just wanted to post so others knew Discover does approve right after Chapter 7 bankruptcy Smiley Very Happy

I think that it may have to do with income, occupation and history at time of discharge.

 

Message 22 of 23
fltireguy
Valued Contributor

Re: Discover Secured Odds with Bankruptcy?

21 months ago, my ex gf was approved for $1500 2 months after a bk7 discharge... but, that was then - and this is now
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 23 of 23
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