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Discover automated phone CLI is absolute GOLD

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Involver
Valued Contributor

Re: Discover automated phone CLI is absolute GOLD

I don't even get the option in the automated menus ... back to the SD for you, Discover.

Message 41 of 113
mongstradamus
Super Contributor

Re: Discover automated phone CLI is absolute GOLD


@Involver wrote:

I don't even get the option in the automated menus ... back to the SD for you, Discover.


I wish there was some way to determine how discover decides who will get sp cli love and who won't. They sp cli me every month and my fico scores are decent and credit report is clean but still no sp cli love for me :-(



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 42 of 113
Ghoshida
Valued Contributor

Re: Discover automated phone CLI is absolute GOLD

No luck with the phone.

 

The online system said last month that a HP was required. I declined and came out of the application. Since then (must have been 10 days) the online form doesn't show up; the website cites some kind of technical difficulty or the other. 

 

Last Saturday I tried the phone call. The robo-cli asked all the details like income and rent, and then declined. It also said it'll send me the letter of CLI decline by mail. For a couple of days after the robo-cli req, the online req said "decision pending" and I can't do anything else. Now it's back to some technical difficulty.

 

Guess I'll sit through a couple of months before trying again. I've used the card, kept balance (0% APR), paid off everything et al. My last CLI was a HP in early Dec, maybe that's why there's no more luv. Who knows.

Message 43 of 113
Tuxedo77
Contributor

Re: Discover automated phone CLI is absolute GOLD

Wow OP good scouting on this. Called yesterday, automated system wanted income and rent, then said it had to connect me to an agent to "very a few more things". I hung up before the transfer and bam, today I hopped from 2.5K to 6.5K! FWIW I paid a minimum of $500 monthly from a large purchase a few months ago.

AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Message 44 of 113
Kenny
Moderator Emeritus

Re: Discover automated phone CLI is absolute GOLD


@Tuxedo77 wrote:

Wow OP good scouting on this. Called yesterday, automated system wanted income and rent, then said it had to connect me to an agent to "very a few more things". I hung up before the transfer and bam, today I hopped from 2.5K to 6.5K! FWIW I paid a minimum of $500 monthly from a large purchase a few months ago.


Nice! congrats on your success! Smiley Happy

Message 45 of 113
-Wade-
Valued Contributor

Re: Discover automated phone CLI is absolute GOLD


@Tuxedo77 wrote:

Wow OP good scouting on this. Called yesterday, automated system wanted income and rent, then said it had to connect me to an agent to "very a few more things". I hung up before the transfer and bam, today I hopped from 2.5K to 6.5K! FWIW I paid a minimum of $500 monthly from a large purchase a few months ago.


Congrats on your CLI Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 46 of 113
Tuxedo77
Contributor

Re: Discover automated phone CLI is absolute GOLD

@Kenny/Wade

 

Thanks! Wasn't expecting this at all.

AMEX: PRG, EDP - Citi: Double Cash WMC - Barclay's: Sallie Mae WMC, RMC - Discover: IT - Chase: Freedom
Message 47 of 113
Kenny
Moderator Emeritus

Re: Discover automated phone CLI is absolute GOLD


@Tuxedo77 wrote:

@Kenny/Wade

 

Thanks! Wasn't expecting this at all.


Yep.. most people don't expect it! It's exciting to have it happen. Smiley Happy lol like a late birthday present or something! Smiley Wink

Message 48 of 113
j_casteel
Valued Contributor

Re: Discover automated phone CLI is absolute GOLD

IIRC, one should wait at least 3mos from opening of card correct? I haven't tried yet, but I think that's what the CSR told me when I activated it.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 49 of 113
mongstradamus
Super Contributor

Re: Discover automated phone CLI is absolute GOLD


@j_casteel wrote:

IIRC, one should wait at least 3mos from opening of card correct? I haven't tried yet, but I think that's what the CSR told me when I activated it.


I don't think there is anything official with discover cli. I think its pretty random who gets those sp cli. Maybe i am just an little annoyed i am not getting any sp cli love with an cleanish credit report lol



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 50 of 113
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