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Discover automated phone CLI is absolute GOLD

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mongstradamus
Super Contributor

Re: Discover automated phone CLI is absolute GOLD


@salek10 wrote:

@mongstradamus wrote:

@Boragard wrote:

The CLI option did not show up in the automated phone number for me... Smiley Sad

 

Does it cleary say it? I pressed the button for more options, then I listened to all 8 prompts.  Not one was for CLI.


I think you have to press 4  for more options  and then 3 for the CLI



I'm in the same boat, I heard all the options and nothing....

 

Boragard: after pressing 4 my #3 option is to replace my old or worned out card Smiley Sad hehe I guess no CLI for me either



This is ymmv, but I noticed on weekend and late at night that option isn't available on the phone. If you call during regular hours that option is there I don't know why that is, since it's done by a computer 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 71 of 113
Boragard
Established Contributor

Re: Discover automated phone CLI is absolute GOLD


@Smiley Sadmongstradamus wrote:

@salek10 wrote:

@mongstradamus wrote:

@Boragard wrote:

The CLI option did not show up in the automated phone number for me... Smiley Sad

 

Does it cleary say it? I pressed the button for more options, then I listened to all 8 prompts.  Not one was for CLI.


I think you have to press 4  for more options  and then 3 for the CLI



I'm in the same boat, I heard all the options and nothing....

 

Boragard: after pressing 4 my #3 option is to replace my old or worned out card Smiley Sad hehe I guess no CLI for me either



This is ymmv, but I noticed on weekend and late at night that option isn't available on the phone. If you call during regular hours that option is there I don't know why that is, since it's done by a computer 


I just tried again during normal business hours and still no option through the automated system. 

Message 72 of 113
Christina_xyt
Established Contributor

Re: Discover automated phone CLI is absolute GOLD


@bonehead88 wrote:

Just a shout out for everyone to keep trying Discover's phone line (automated, not CSR) every couple months until you get to where you want. They are apparently very flexible on CLI time frames.

 

I got an automated phone CLI within the last 6 weeks that was immediately processed over the phone. Tried again this week because someone else mentioned getting a second one pretty soon after the first. The automated system denied it and tried to connect me to a representative. I, of course, hung up. Checked today and found that I got an even bigger increase than the one I got before.

 

Will probably cool down now - happy with my limit with them, but passing on the trick. All SPs!


What's the number and how do i know if its a sp not a hp?? I have no experience of getting CLI from a sp from any card, so please some guide?


In sequence of approval, Last app/inquiry 5/30/2015
Message 73 of 113
heyitsyeh
Frequent Contributor

Re: Discover automated phone CLI is absolute GOLD

If it is instantaneous, then no HP was required. They will always explicitly ask for your approval either in writing or over the phone for a hard copy of your report before proceeding with a HP.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 74 of 113
Christina_xyt
Established Contributor

Re: Discover automated phone CLI is absolute GOLD


@heyitsyeh wrote:

If it is instantaneous, then no HP was required. They will always explicitly ask for your approval either in writing or over the phone for a hard copy of your report before proceeding with a HP.


This is not about the discover card question..

 

I had requested credit line increase for BOA 1-2-3 card (4 times.. >.< unfortunately I knew nothing better at that time).. and i filled out a form online.. i dunno if that was a hard pull or soft pull? it was all approved the next business day... Smiley Sad not instantly.. so i can assume that those were all hard pulls? 


In sequence of approval, Last app/inquiry 5/30/2015
Message 75 of 113
Christina_xyt
Established Contributor

Re: Discover automated phone CLI is absolute GOLD


@Boragard wrote:

@Smiley Sadmongstradamus wrote:

@salek10 wrote:

@mongstradamus wrote:

@Boragard wrote:

The CLI option did not show up in the automated phone number for me... Smiley Sad

 

Does it cleary say it? I pressed the button for more options, then I listened to all 8 prompts.  Not one was for CLI.


I think you have to press 4  for more options  and then 3 for the CLI



I'm in the same boat, I heard all the options and nothing....

 

Boragard: after pressing 4 my #3 option is to replace my old or worned out card Smiley Sad hehe I guess no CLI for me either



This is ymmv, but I noticed on weekend and late at night that option isn't available on the phone. If you call during regular hours that option is there I don't know why that is, since it's done by a computer 


I just tried again during normal business hours and still no option through the automated system. 


I have exactly the same situation, no CLI option for me.. ..I called during the office hour I think.. it was before 5pm.. 4:40pm i think


In sequence of approval, Last app/inquiry 5/30/2015
Message 76 of 113
anonymous4a
New Contributor

Re: Discover automated phone CLI is absolute GOLD

How long do you guys wait till you try again if you're declined a CLI, or no change to your online account ? 

 

Just tried the automated response line a couple of days ago, still no change to my credit limit when I sign on to my online account and no email either.. 

Message 77 of 113
dave024
New Contributor

Re: Discover automated phone CLI is absolute GOLD

I had a successful CLI request about 2 or 3 months after one was denied. I've always had to call in. The button has never been available for me online.

Message 78 of 113
anonymous4a
New Contributor

Re: Discover automated phone CLI is absolute GOLD

Dave, so you went through the automated response and hung before the operator came on the line ? 

Message 79 of 113
Anonymous
Not applicable

Re: Discover automated phone CLI is absolute GOLD

I try to do it over the chat, they wanna hp my credit report, i really don't want hp and spook barclay. meh... I guess I just gotta hope for auto increase.

Message 80 of 113
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