I apped for the BCE three weeks ago and I still haven't seen the inquiry show up on CK or MyFico.
If it was an EX pull, which it usually is with Amex, it won't show up on CK. As for MyFico, I haven't gotten an alert for my SimplyCash, and I know the inquiry is there since I checked my EX file. Which causes me to wonder why I'm paying for the service.
True, true! The letter they sent with the card had my Ex score on it. But still, why didn't I get an alert from MyFico? Odd.
If I had to choose a side I'd put all my chips on one of the tracking services not catching it over a bank not using a HP for a new account
Always follow who's got more money involved. If you really only got SP approved, awesome. Great luck.
Though CS has been eerily on top of new inquiries (minutes after I get a new HP) while CK has been updated within 24 hours.
ever since CK changed their system, where you could easily see your older scores, they dont update anything immediately anymore. for me its only once a week.