Discover.. few questions

[Anonymous]

@creditgambler2018 - If you have such a problem paying your card, push the payment from your bank account. It’s not that hard. 

I have never had any issues with Disco taking a payment from me though and I’ve made multiple payments in a month before. 

[Anonymous]

^^ This helps... I've already added my bank account.

I'm only looking to make 3 or 4 payments a month max.

[creditgambler2018]

I like to set it and forget it scheduling my payments three months in advance. With discover you cannot do that. I use my online bill pay with Discover.

[Anonymous]

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@Anonymous wrote:
^^ This helps... I've already added my bank account.

I'm only looking to make 3 or 4 payments a month max.

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Shouldn’t be a problem. I have noticed that Disco will take a few days to actually post the payment once in awhile but it’s counted the day you make the payment. Kind of a bit of an oddity but I haven’t had a problem with them at all. 

I have started using my bank’s bill pay for all of my cards now though, it’s just easier. 

[calyx]

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@Anonymous wrote:
^^ This helps... I've already added my bank account.

I'm only looking to make 3 or 4 payments a month max.

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Yeah, you're totally good.
I've had credit cards that limit you to 3 payments over a 30 day period, but I've paid more times than that to my Disco (to keep the UTI down when I had a lower limit and was shoving all of my spend through it to maximize my double cash back).  I do like how fast they process it, and I also have the autopayment turned on just in case.

[calyx]

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@creditgambler2018 wrote:
I like to set it and forget it scheduling my payments three months in advance. With discover you cannot do that. I use my online bill pay with Discover.

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Just use the autopayment option, then you don't have do worry about it at all (assuming you keep enough money in your bank account).

[Anonymous]

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@creditgambler2018 wrote:
I like to set it and forget it scheduling my payments three months in advance. With discover you cannot do that. I use my online bill pay with Discover.

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If you want to schedule payments that far in advance, setting it up through your bank is the proper way to do it unless you set up autopay so I don’t know what your complaint is. It seems odd that Capital One will let you schedule payments that far in advance but then again, Capital One will hit you with an autopay if you have a balance even if you already made a payment that month so they do their own thing. 

[Brian_Earl_Spilner]

We, here at Discover, apologize for any inconveniences you may have had, creditgambler2018. Just so you know, you can store up to 8 bank accounts and make 2 payments a day from 2 of those accounts. We don't allow scheduling of payments past your due date as we need to generate a statement to make sure we are providing you with the most up to date balance information. We wouldn't want you to accidentally overpay. As for scheduling multiple payments in advance, we will possibly limit the number and/or hold those payments for up to 10 business days to ensure that there isn't any fraud on your account. Thank you for choosing Discover, we appreciate your business! Buh-bye now.

[Anonymous]

You win the internet Brian! 

[calyx]

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@Brian_Earl_Spilner wrote:

We, here at Discover, apologize for any inconveniences you may have had, creditgambler2018. Just so you know, you can store up to 8 bank accounts and make 2 payments a day from 2 of those accounts. We don't allow scheduling of payments past your due date as we need to generate a statement to make sure we are providing you with the most up to date balance information. We wouldn't want you to accidentally overpay. As for scheduling multiple payments in advance, we will possibly limit the number and/or hold those payments for up to 10 business days to ensure that there isn't any fraud on your account. Thank you for choosing Discover, we appreciate your business! Buh-bye now.

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Between this and the Drunk Apping thread, I feel like I need alerts when you post more than a set number of characters.