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Discover iT Closed!!!

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Anonymous
Not applicable

Re: Discover iT Closed!!!


@Anonymous wrote:

Today i closed my Discover iT Credit Card, i got tired of the limited acceptance, Even Walmart dumped Discover for MasterCard, The Discover Card has a long way to go before it can catch up with Visa, MasterCard, American Express, Did i make a big mistake???


 

 

Did you make a big mistake?  Who am I to criticize?  Just now, I made the stupid mistake of clicking on this thread.  So, so, so stupid....Smiley Embarassed

 

 

 

Message 11 of 54
takeshi74
Senior Contributor

Re: Discover iT Closed!!!


@Anonymous wrote:

Did i make a big mistake???


That's your call to make based on your own needs, priorities and preferences.  If you have no use for the card and you're not the type to keep every possible tradeline open then myabe you didn't make mistake.  If you didn't consider everything that matters to you before closing then you might have made a mistakle.  It's too late at this point anyway.  Acceptance really hasn't been an issue for me but YMMV.  You know where you shop and what cards they accept.

Message 12 of 54
Anonymous
Not applicable

Re: Discover iT Closed!!!

Ive had mines for about 8 months and the only time it has not been accepted was while eating at Pollo Tropical.

Message 13 of 54
1GaDawg85
Valued Contributor

Re: Discover iT Closed!!!

i wouldn't close a Discover Card but that is just my opinion


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 14 of 54
Anonymous
Not applicable

Re: Discover iT Closed!!!

Thank You all Smiley Happy ......if Discover were smart they would reduce their Merchant Fee and charge exactly the same Fee Visa and MasterCard charges and that way at the end, They would make even more money than they do now because then Merchants Worldwide would have NO problem accepting Discover the same way they do Visa and MasterCard...............The Chase Freedom Visa is what Discover iT wishes it could be Smiley Wink ..........Another thing, if you only had a Discover Card in your Wallet and you had NO place to stay, Good luck finding a Hotel that is willing to accept Discover, You would end up Homeless..........Make NO mistake, There is a huge reason why The Biggest Retail Store in the World "Walmart" Dumped Discover for MasterCard like a Hot Potato.... Smiley Indifferent

Message 15 of 54
Anonymous
Not applicable

Re: Discover iT Closed!!!


@Anonymous wrote:

Thank You all Smiley Happy ......if Discover were smart they would reduce their Merchant Fee and charge exactly the same Fee Visa and MasterCard charges and that way at the end, They would make even more money than they do now because then Merchants Worldwide would have NO problem accepting Discover the same way they do Visa and MasterCard...............The Chase Freedom Visa is what Discover iT wishes it could be Smiley Wink ..........Another thing, if you only had a Discover Card in your Wallet and you had NO place to stay, Good luck finding a Hotel that is willing to accept Discover, You would end up Homeless..........Make NO mistake, There is a huge reason why The Biggest Retail Store in the World "Walmart" Dumped Discover for MasterCard like a Hot Potato.... Smiley Indifferent


This is all nonsense. There is obviously something else behind closing the card, which is fine.

 

Message 16 of 54
1GaDawg85
Valued Contributor

Re: Discover iT Closed!!!

I beleive Wal-Mart wanted more money and Discover wasn't budging....MasterCard doesn't care, they just want their name on a card 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 17 of 54
tattooedhusker
Established Contributor

Re: Discover iT Closed!!!

In my area (midwest), Discover is more commonly accepted than AMEX. Most hotels around me also accept Discover. I would have kept it and SD it, but to each their own!

NFCU CashRewards $13.5k | AMEX BCE $15k | Lowes $17k | Sportsmanss guide $7.6k | Chase Freedom $1k | Discover IT $4.4k |
Walmart $8k | Gordman's $2950
Message 18 of 54
Anonymous
Not applicable

Re: Discover iT Closed!!!


@tattooedhusker wrote:

In my area (midwest), Discover is more commonly accepted than AMEX. Most hotels around me also accept Discover. I would have kept it and SD it, but to each their own!


If a hotel won't take AMEX, I won't stay there. AMEX is the easiest at chargebacks for unsatisfactory stays.

Message 19 of 54
Anonymous
Not applicable

Re: Discover iT Closed!!!


@Anonymous wrote:

 The Biggest Retail Store in the World "Walmart"


HAHAHAHAHAHAHAHAHAHAHAHAHAHA *breathe* HAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHAHA *wipes tears* HAHAHAHAHAHAHAHAHAHAHAHAHAHHAHA Smiley LOL

Message 20 of 54
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