Discover it EMV question

[bigblue7722]

All the walmarts in CT take EMV chips it wont let you slide the card. I think sams does it too, I have not gotten a chance to use my new discover EMV card there yet. Almost all of my mastercards or i think all of them dont have the chip most of my visas do.

[nyancat]

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@bigblue7722 wrote:

All the walmarts in CT take EMV chips it wont let you slide the card. I think sams does it too, I have not gotten a chance to use my new discover EMV card there yet. Almost all of my mastercards or i think all of them dont have the chip most of my visas do.

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When did Walmart resume enforcing the chip in your area? As of a few weeks ago, they still do not require chip reads here (and chip debit cards are blocked from working at all). To be secure, the terminal should force a chip read and not allow a swipe (otherwise, a fraudster will just swipe their counterfeit card). However, Walmart disabled chip enforcement back in October, and as far as I knew, it was still disabled.

[lg8302ch]

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@Anonymous wrote:

About a month ago i called Discover to upgrade my Discover it card to the EVM version. CSR told me it would not be a good idea since a lot terminals are not taking it and it would take a long time to get it (about 30 days).. anyone out there already have this version and using it fine? 

Thanks.. might call tonight and just order it once since for all. specially since im paying it all down tomorrow morning! 

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I have them for about a month and in the US nobody so far has taken it. In Europe where chip standard is for 10+ years I find it interesting that many terminals ask me to swipe my Discover IT card when I  enter it into the terminal. (of course enter with chip)  After a bit of research I found out that Diners in many countries has not enabled their network for chip as their local cards still do not come with chip. So when the local card issuer has no chip technology you will find it difficult to use the chip. 

[nyancat]

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@lg8302ch wrote:

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@Anonymous wrote:

About a month ago i called Discover to upgrade my Discover it card to the EVM version. CSR told me it would not be a good idea since a lot terminals are not taking it and it would take a long time to get it (about 30 days).. anyone out there already have this version and using it fine? 

Thanks.. might call tonight and just order it once since for all. specially since im paying it all down tomorrow morning! 

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I have them for about a month and in the US nobody so far has taken it. In Europe where chip standard is for 10+ years I find it interesting that many terminals ask me to swipe my Discover IT card when I  enter it into the terminal. (of course enter with chip)  After a bit of research I found out that Diners in many countries has not enabled their network for chip as their local cards still do not come with chip. So when the local card issuer has no chip technology you will find it difficult to use the chip. 

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It's not THAT difficult to insert the card, then swipe it if asked to. It's the same as American Express in Ireland (and even some other places), as most terminals in Ireland (ALL I have seen) are not enabled for Amex chip cards.

I think the bigger concern is BROKEN Discover chip support (the application is there, but something isn't working), like I suspect the parking garage experience above is. Also, my mix tape cards (tried two) don't work at Walmart ("Card Problem. Remove Card." on self-checkout. Something about card type on the staffed queues). But the blue card works fine.

Which brings up a question for yfan - was the card you were using made by CPI (my blue card that works fine) or G&D (my mix tape cards that don't)? It could be the same issue Walmart is having with the mix tape cards...

UPDATE - Discover chip cards are now only available in Blue, Copper, Garnet, and the two Northwestern University designs. They'd already pulled the Humane Society design and others. Guessing this is why my two mix tape cards don't work... these may be bad cards somehow? Now I really want to know (because I thought it was just a Walmart problem), who made your card that got that error yfan?

[Anonymous]

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@bigblue7722 wrote:

All the walmarts in CT take EMV chips it wont let you slide the card. I think sams does it too, I have not gotten a chance to use my new discover EMV card there yet. Almost all of my mastercards or i think all of them dont have the chip most of my visas do.

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When did they start doing that? I lived in Connecticut for a few years until last summer, and I always slid my card. But when I moved to the Midwest, Walmart made me use the chip for about a month. Then they stopped and I can slide my card again. I assume that once liability shifts this fall, all Walmarts will require people to use the chip part of their cards.

[lg8302ch]

@nyancat ..are you saying it is the design?  The ones I tried with error were New York and Daisy Gerbera. The blue worked at a gas station in Switzerland with chip. That would be odd as these became available much later. 😉

[nyancat]

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@lg8302ch wrote:

@nyancat ..are you saying it is the design?  The ones I tried with error were New York and Daisy Gerbera. The blue worked at a gas station in Switzerland with chip. That would be odd as these became available much later. 😉

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Yes, I am saying that. Who made the bad cards? CPI made the card that works for me, G&D the cards that didn't.

[yfan]

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@nyancat wrote:

Are you sure they took Discover at all? That sounds like a terminal that is enabled for chip but not for chip Discover. Next is to try getting a chip Amex and seeing what happens. My guess is it'll work as a chip card. Make sure you insert and leave until prompted to remove like any chip card, or it could error from the partial read.

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It does. It even had the Discover logo prominently displayed. This again happened to me at another pay parking station last weekend when I was on vacation in Minneapolis. This time, I did check with a chipped Visa in addition to my chipped Discover. The chipped Visa (BofA Cash Rewards) was rejected just as well as the Discover with that almost identical "illegal card" message. I then tried to pay with my Orbitz Visa, no chip, and it processed fine.

[yfan]

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nyancat wrote: 

UPDATE - Discover chip cards are now only available in Blue, Copper, Garnet, and the two Northwestern University designs. They'd already pulled the Humane Society design and others. Guessing this is why my two mix tape cards don't work... these may be bad cards somehow? Now I really want to know (because I thought it was just a Walmart problem), who made your card that got that error yfan?

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What do you mean who made my card? It's a Discover It card, so I assume Discover made it. If you are asking what design I have, it's the New York Skyline design with the chip.

[nyancat]

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@yfan wrote:

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nyancat wrote: 

UPDATE - Discover chip cards are now only available in Blue, Copper, Garnet, and the two Northwestern University designs. They'd already pulled the Humane Society design and others. Guessing this is why my two mix tape cards don't work... these may be bad cards somehow? Now I really want to know (because I thought it was just a Walmart problem), who made your card that got that error yfan?

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What do you mean who made my card? It's a Discover It card, so I assume Discover made it. If you are asking what design I have, it's the New York Skyline design with the chip.

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No, Discover doesn't make cards. The manufacturer is on the card. It's probably going to be either CPI or G&D.

Interested in the fact a Visa gave the same error. Did you leave it inserted or did you try to remove it immediately? If you left it inserted, it sounds like they enabled EMV enforcement, but did not actually load the EMV apps. Yay for utter incompetence. Remember, EMV cards need to be left in.