[Discover it] received auto CLI, does it reset my CLI period?
Hello, I opened up a Discover it card about 2 months ago. I was informed that I can ask for a CLI after about 3 months. However I recently received an auto CLI (from 9.5 to 14.5k). Does this reset my CLI date eligibility, and if so when can I ask for user-requested CLI?
Re: [Discover it] received auto CLI, does it reset my CLI period?
That just happened to me then I found out in the forum that if you see an option of a credit line increase that means an increase is available. This month my auto cli was 3000 and when I asked for a cli it was raised another 1500. Total of 4500 this month. Needless to say, I am a happy camper.
Re: [Discover it] received auto CLI, does it reset my CLI period?
I recently did a manual CLI the same day I received the email from them about my auto-CLI (which is actually a day or two after the auto-CLI was applied to my account). So you're fine.
Chase Sapphire Preferred ($24.005k), Fidelity VS ($17K), United MileagePlus Explorer ($17K), Chase Freedom ($15K), Chase Freedom Unlimited ($15K), AmEx Blue Cash ($12.5K), IHG One Rewards Premier ($6.1K), US Bank Cash+ ($5K)
Re: [Discover it] received auto CLI, does it reset my CLI period?
Thank you to those that replied. Today marks Day 91 since I opened the account (confirmed by Discover chat yesterday and today). So I called in to request a CLI and was increased to 18.5k. Unfortunately I'd hoped for more, but it's ok.
Discover is now no longer my lowest limit card. Now if I can only get Chase to do a CLI without a hard pull... It's not worth it yet.
Re: [Discover it] received auto CLI, does it reset my CLI period?
@Anonymous wrote:
Thank you to those that replied. Today marks Day 91 since I opened the account (confirmed by Discover chat yesterday and today). So I called in to request a CLI and was increased to 18.5k. Unfortunately I'd hoped for more, but it's ok.
Discover is now no longer my lowest limit card. Now if I can only get Chase to do a CLI without a hard pull... It's not worth it yet.
Wow you are one lucky guy, I've had the card for just over 5 months now and no CLI for me. My highest CL is 42 times greater than Discover's.
I've gotten auto cli's but never got an email about them.
When you initiate one, they do this with no HP???
When I got the auto CLI, I received an email informing me of it. It also states that if I do not want it (haha) to let them know and they will remove it.When I initiated a CLI, I believe it was a soft pull as I was not informed it was a HP.
