Discover it verification

[Anonymous]

Got a call from discover that I will not be able to use my card until I sign a letter they are sending me. Have any one had to go through this? I think it's because I have no credit

[mkhan1093]

I've never heard of this before Is it the secured version or something?

[Anonymous]

Discover it unsecured, I think it's an address verification but I already sent in a bill and ssc

[Anonymous]

I just called back and was told it's ssa documents. I think it's because I have a new number because i was a victim of identity theft and it was created after 2011

[Anonymous]

I never did but let me tell you what a disaster it was with them confirming my bank account, the deposits in my checking account. When I'd enter them, it would always say it didn't match. Discover had to do it 4 different days. They had to keep canceling application and redo another with me on phone and redo the "trial" deposits .....what a mess it was! It took over a month to get card from date of when I applied because nothing went smooth.

[Anonymous]

Man I hope I don't have to deal with that, but my situation it's because I had got a new ssn after June 2011 and some creditors haven't updated their system

[Anonymous]

My problem was that they pulled experian and on my experian it has the correct address but wrong city smh.

[Anonymous]

I'm sure it will all work itself out in the end.

[AverageJoesCredit]

Wow, sorry to hear about your id theft situation.

On another note, you are the second poster ive read about recently who has been able to get a unsecurd Discover with no score. I didnt even thnk that was possible. Its taken me 6 total hps over the course of the last 3 years to even get approved

[Remedios]

If you have anything reporting (but still under the 6 months), EQ will generate Fico XD.
I had to look up what it was, and basically all I got from it is that most info for XD is fed to EQ by LN, such as rent, utilities etc...