cancel
Showing results for 
Search instead for 
Did you mean: 

Discover it vs Citi Preferred

tag
Anonymous
Not applicable

Discover it vs Citi Preferred

My current FICO is 726, Citi Preferred denied my application, discover it approved me for a $15K credit line. Go with discover
Message 1 of 6
5 REPLIES 5
JSS3
Valued Contributor

Re: Discover it vs Citi Preferred

A little confused about this topic,

Message 2 of 6
Jeff532003
Frequent Contributor

Re: Discover it vs Citi Preferred

I believe that the OP is saying don't brother applying for a Citi card. Just go with Discover.
Capital One Venture- 10k, Quicksilver 3.5k, QS MC- 5.8 k, Venture One 5k| Chase Amazon 2k | American Express PRG- NPSL, JetBlue TrueBlue-2k | Bank of America Cash Rewards- 2k | DIscover IT- 1.3k | Barclay's Rewards MC- 1.3k | Greylock FCU (elan)- 500 | BJ's Perks Mastercard 3k | Overstock - 1k| Express - 750 | J Crew 4.3k | Orbitz Visa 2k| Walmart 700 |
TU FICO 5/14 - 520 | FICO 2/15 - 704 | FICO 6/21 - 702 |
Message 3 of 6
Anonymous
Not applicable

Re: Discover it vs Citi Preferred


@Anonymous wrote:
My current FICO is 726, Citi Preferred denied my application, discover it approved me for a $15K credit line. Go with discover

Welcome to MyFico and congrats on your approval... Everyone's profile is different and saying go with Discover instead of Citi isn't an ideal thing to say.  Because several people with good profiles don't also get approved for Discover.

 

But enjoy your new card.

Message 4 of 6
Anonymous
Not applicable

Re: Discover it vs Citi Preferred

I actually app'd for both last August and scored the Discover with 5.5k limit, but was denied the Citi Diamond Preferred. Of course, I also did get a Citi Simplicity with 7.5k to start and an Amex EveryDay to boot. Diamond Preferred was where my app spree ended last summer. 

 

Looking back, I'm actually happy I didn't get it. I'm pretty happy with my current lineup of cards. 

Message 5 of 6
Closingracer99
Valued Contributor

Re: Discover it vs Citi Preferred


@Anonymous wrote:
My current FICO is 726, Citi Preferred denied my application, discover it approved me for a $15K credit line. Go with discover

Telling use your score means little. If you filed for bankruptcy and burned citi of course they will decline you.

 

My scores is around 710-740 range and I got approved for the double cash card 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.