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Discover no FTF but can't use anywhere It seems??

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Anonymous
Not applicable

Discover no FTF but can't use anywhere It seems??

My wife and I just got back from Toronto tonight  I was amazed that her discover card which we called to verify had no FTF wasn't accepted anywhere I mean nowhere not even yesterday at trump hotel having a drink but yet Amex which seems to charge retailers higher fees was accepted at just about every restaurant we went too why is this?  Thank god I have a cap1 card I burned 700 thru that in 3 days. I don't get why discover touts no FTF but u can't use it anywhere??  I mean it's not accepted anywhere in Europe I think Canada is the closest think to the states and we Couldn't use it at all.  Just venting but man it made me sit there and think this thing is just useless lets burn it. 

Message 1 of 21
20 REPLIES 20
Open123
Super Contributor

Re: Discover no FTF but can't use anywhere It seems??

Ah, Discover is farily accepted in Asia, not to the extent of, say, Visa or MC.  Also, in Asia, Discover works on Union Pay and JCB Terminals, though the Merchants may not be aware of it.

Message 2 of 21
Anonymous
Not applicable

Re: Discover no FTF but can't use anywhere It seems??

if you look at back of the card, you'll see that it's got two network logos, one is discover and the other one is diners international. so if you see diners being accepted, then you can use the card.

I was able to use it in Fuerteventura, when debit Visa card wasn't working, luckily I saw they accepted diners, at first the clerk saw it was a discover card and said "we don't accept this", but I turned it around showed her Diners network logo, so she swiped the card and transaction went through. Smiley Very Happy

Message 3 of 21
Anonymous
Not applicable

Re: Discover no FTF but can't use anywhere It seems??

Discover is probably the worst card to take abroad. They claim you can use it in China, but most merchants won't accept it. Discover works on the UnionPay network, but since it doesn't have the UnionPay logo many merchants won't even swipe it.

 

It is also relatively worthless in Japan, since many places don't take credit cards to begin with.

 

Stick to Visa and MC instead.

Message 4 of 21
Anonymous
Not applicable

Re: Discover no FTF but can't use anywhere It seems??

I was just shocked it was an accepted anywhere I'm interested to see since I charged gas on my freedom card if I earn the 5% cashback even though I wasn't in the states
Message 5 of 21
rockup55
Contributor

Re: Discover no FTF but can't use anywhere It seems??

I went to Aruba a couple of months ago and the only card I used was Discover.  No issues at all.

Message 6 of 21
sjt
Senior Contributor

Re: Discover no FTF but can't use anywhere It seems??


@Open123 wrote:

Ah, Discover is farily accepted in Asia, not to the extent of, say, Visa or MC.  Also, in Asia, Discover works on Union Pay and JCB Terminals, though the Merchants may not be aware of it.


In addition, Discover Card works on the Diners Club network.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
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Credit Union: Cash Back Visa Signature
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Message 7 of 21
Open123
Super Contributor

Re: Discover no FTF but can't use anywhere It seems??


@sjt wrote:

@Open123 wrote:

Ah, Discover is farily accepted in Asia, not to the extent of, say, Visa or MC.  Also, in Asia, Discover works on Union Pay and JCB Terminals, though the Merchants may not be aware of it.


In addition, Discover Card works on the Diners Club network.


Thanks!  I keep forgetting that part of Discover.

 

Also, when in China/Japan, it's been suggested that placing faux Union Pay/JCB stickers on the card work, since Merchants will then swipe it.  Haven't tried this myself, but from my experiences with SE Asia, I don't doubt the veracity of the reports.

Message 8 of 21
AvadaKedavra
Established Contributor

Re: Discover no FTF but can't use anywhere It seems??


@rockup55 wrote:

I went to Aruba a couple of months ago and the only card I used was Discover.  No issues at all.


Well Aruba is pretty "Americanized."

Message 9 of 21
CreditCuriosity
Moderator Emeritus

Re: Discover no FTF but can't use anywhere It seems??

Visa/MC for overseas then I would guess Amex would be next most accepted followed by Discover.   All depends probably where you travel and stay that play into it as well.

Message 10 of 21
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