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Discover trying to keep up with Jones(Amex)

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eviLution
Established Contributor

Re: Discover trying to keep up with Jones(Amex)

I guess mine's gonna come in tomorrow and hopefully not while I'm at work. Smiley Sad


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 11 of 29
Duncanrr
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)

Talked with lovely Tatiana in Phoenix and she confirmed it shipped this morning and I should have it tomorrow.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 12 of 29
eviLution
Established Contributor

Re: Discover trying to keep up with Jones(Amex)

I wish they would provide the Fedex tracking # in the email. It would make things so much easier.....


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 13 of 29
Duncanrr
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)

That would be helpful. But it's will be here shortly. Much better than the three weeks it took to get my cap1 secured cc.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

Take the FICO Fitness Challenge
Message 14 of 29
eviLution
Established Contributor

Re: Discover trying to keep up with Jones(Amex)


@Duncanrr wrote:
That would be helpful. But it's will be here shortly. Much better than the three weeks it took to get my cap1 secured cc.

I agree! LOL


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 15 of 29
Repo-ed
Senior Contributor

Re: Discover trying to keep up with Jones(Amex)

I guess I should have applied over the phone when I app'd my amex gold PRG yesterday.  No optionn for overnight shipping that I could find.  Called CSR and she to said she saw no option.

 

My approval message advised 7-10 days, but my email approval message stated 2-3 days.

 

We'll see.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 16 of 29
beb86
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)

whats the count on how many of us were approved and got, or are waiting for fedex to bring, "IT"  to us this week??? 

 

I make one...who else is in the club lol???

Message 17 of 29
Cdnewmanpac
Established Contributor

Re: Discover trying to keep up with Jones(Amex)

I also got an email stating my new "it" had been sent via fedex. Message sent 4:45 on 1/2. As of this morning, no card. Fedex ground, maybe? Certainly not overnight. 

 

I must admit, I've been pretty disappointed with discover from start to finish. They initially approved me with a 2k credit limit. I called in to say that this was too low to be useful, since the reason I applied was for the zero intro apr and all the purchases I was going to be making exceeded 2k. Rep, while polite, said absolutely impossible. I said that I was therefore unable to make much use of the card. She said, "sorry" and hung up. Next day, I get an email stating my card had been cancelled as requested. Took several calls to get the card "uncancelled", only to find that now my limit was 3k. No new credit report, no new information, just a different day. So called back to say still not enough, they said, "sorry" and to ask for a cli in 6 months. In the interim, I got a card in the mail stating that every purchase I made in october would be 2% cash back. So I used the card for some non-categorized spend and got... 0.25% cash back. After several phone calls where reps denied the card I had received existed, I ended up getting the email address of a supervisor and emailing them a scanned copy of the card. But I still had to call again to get them to credit my account even after they got the scanned image. I then applied for a cli 6 months after approval, only to be told it was 6 months after activation. Called 6 months after activation, told its 6 months after first purchase. Called 6 months after 1st purchase, told it was after 6th statement cut. Tried online day after 6 month statement cut, now I can't until I activate the new "it" card. 

 

So yeah, the people in Iowa, or Baltimore or wherever are in the US. But I've never had one do anything other than read a script and I've had several actively lie or do things like cancel a card without telling me. All for a card that has only really been useful for online purchases. I know some of you love this thing, but I think I'm just going to let it fade away like a bad memory. If they are shooting for Amex, they have a long way to go.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.
Message 18 of 29
chan85
Established Contributor

Re: Discover trying to keep up with Jones(Amex)


@nickn86 wrote:

I got one.  It feels suprisingly light--lighter than the More.  Numbers on the back are just printed on (which I assumes this means the card can't be used at any place that still uses the old-fashioned method of making a manual imprint of the embroidered numbers), and the magnetic stripe is on the bottom.

 

I'm assuming the lack of embroidered numbers is what allows them to get it out so fast.


 

sounds like my ING debit card is designed the same way. maybe the future of all plastics? my card numbers is just printed across the back, no imprints, but the stripe is still in the normal place.
Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 19 of 29
djrez4
Established Contributor

Re: Discover trying to keep up with Jones(Amex)

I wasn't pleased with the expediting, oddly enough.  They managed to time it so I'd be out of town when the new card arrived and I've had packages stolen from my front door before.  Thankfully, FedEx decided to put it in my mailbox and it was waiting when I got home.

 

It isn't the prettiest card, but who cares?  1% base cash back made it a no brainer to convert from the More.

AMEX: Platinum - NSL | Gold - NSL | BBP - $30k | Everyday - $22k
Chase: CSP - $10k | Freedom UL - $3k
Citi: Costco - $11.2k | Penfed: PCR - $20k | Apple: $13.5k
TU (Vantage): 802 | EX (FICO 8): 833 | EQ (FICO 8): 854
Message 20 of 29
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