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Discover trying to keep up with Jones(Amex)

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GoldenloveNY
Frequent Contributor

Re: Discover trying to keep up with Jones(Amex)

It came! Yay! The only thing is that they didn't sent it in the cute little box. :/ It came in a envelope.... darn it, Discover. I wanted that IT Box! Oh well....
Citi Double Cash: $1,000
Capital One Secured: $500
Capital One Savor One: $1,650
Amex Gold- NPSL.
Amex Platinum- NPSL.
Amex Delta Gold: $1,000
Best Buy Store Credit Card: $2,000
Amazon Store Credit Card: $6,000
Verizon Visa Card: $2,000

Bj's Perks Elite Mastercard: $2,300

Merrick Credit Card: $1,400
First Savings Credit Card: $1,250
Message 21 of 29
Rhaeny
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)

@Cdnewmanpac - Wow, your experience really is a bad one and I wouldn't feel good about them either.  But just as people rave over the best CC's, like of course Discover, NFCU, Amex, etc., there is always someone who can say that their experience was awful with them.  That is why these companies are highly rated because the majority of the people have positive experiences.  It just sucks to be the one to say that your experience was by far in contrast to the majority.  I feel the same way about the GECRB cards.  Everybody raves over how much their CLI's are and I've gotten zero even though I PIF each month, so I completely understand your feelings.  Oh and Discover only gave me a $1K CL and I was like WTH?  What can I do with that?  I called and said didn't you see that I have at least $5K and $7.5 CL's?  They said too that there was nothing they could do and to wait 6 months.  So I will just see what happens in 6 months and I hope it finally works out better for you.

 

Okay to the topic of the thread:

I received my email from them on 12/31 (5:04AM) stating my card was on its way.  I recieved my CC on 1/2 in the evening from fedex.  So considering that these days were new years eve and day, then I consider that pretty fast.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 22 of 29
Rhaeny
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)


@GoldenloveNY wrote:
It came! Yay! The only thing is that they didn't sent it in the cute little box. :/ It came in a envelope.... darn it, Discover. I wanted that IT Box! Oh well....

Oh no! I mean I'm glad you got it but why didn't it come in the box?  Did you do a PC?

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 23 of 29
GoldenloveNY
Frequent Contributor

Re: Discover trying to keep up with Jones(Amex)

I know. I was so disappointed, but at least I got the card. I really like it (much better than my black glow More). And yes, I did a PC from the More to the IT. Maybe that has something to do with it? :/
Citi Double Cash: $1,000
Capital One Secured: $500
Capital One Savor One: $1,650
Amex Gold- NPSL.
Amex Platinum- NPSL.
Amex Delta Gold: $1,000
Best Buy Store Credit Card: $2,000
Amazon Store Credit Card: $6,000
Verizon Visa Card: $2,000

Bj's Perks Elite Mastercard: $2,300

Merrick Credit Card: $1,400
First Savings Credit Card: $1,250
Message 24 of 29
Rhaeny
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)

Yea a PC seems to be the only reason I can think of.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 25 of 29
Duncanrr
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)

Just got mine. It came in neat little box. Ill post some pics later. Also, letter said my EQ score was 699! They must use some type if enhanced scoring model.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750

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Message 26 of 29
Rhaeny
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)


@Duncanrr wrote:
Just got mine. It came in neat little box. Ill post some pics later. Also, letter said my EQ score was 699! They must use some type if enhanced scoring model.

YES THEY DO USE ENHANCED!!!!

 

I was kind of pissed about that because myFico score is 714 but the enhanced score they sent says 668 Woman Mad.

 

I still have a bk showing and a bunch of new accounts so I'm sure that's what precipitated my mere $1K CL even though I have major CC's with CL's of at least $5K.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 27 of 29
slarano
Frequent Contributor

Re: Discover trying to keep up with Jones(Amex)

When I PC'd from More to IT a couple of months back, I received my IT in the fancy IT box. Perhaps they have just cut back on their standards since then in terms of what to send out for PC's?

ImageImageImage

Message 28 of 29
beb86
Valued Contributor

Re: Discover trying to keep up with Jones(Amex)

"It" has arrived!!!!!It came in the nice little box and all....I really wasn't expecting a CC to be shipped via Fedex and delivered on a Saturday.

Message 29 of 29
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