Discover will not update your fico if your account is not active

[Christina_xyt]

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@H14 wrote:

When you view your statement, is it not shown as updated there either?

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Nope.. the last statement i got was from June 20th.. (after that i got a cli, so they combined two period into one and I am supposed to get one in the middle of August, which i didn't get/

[Anonymous]

I never asked because I remember reading somewhere that they can't always provide it so I never thought too much about it

[Anonymous]

So the weird thing is I definitely checked yesterday to see if it would be a good idea to ask for a cli again and it hadn't been updated. But I signed in today and boom, updated. And it says the end of August

[Christina_xyt]

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@Anonymous wrote:

So the weird thing is I definitely checked yesterday to see if it would be a good idea to ask for a cli again and it hadn't been updated. But I signed in today and boom, updated. And it says the end of August

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I dunno when they usually update your score.. for mine, they sp on 14 or 15th.. and it usually shows up on 19th - 21st... If your score is supposed to be updated at the end of a month, then there you go..

[BarryNTexas]

Mine has not updated since 7/7 and I have had no balance.  Paid off in June.  I know they pull from TU so can anyone tell me if there is any difference in the score on Discover than what is pulled at Barclays?  My Discover stuck since July is at 690 and my Barclays has updated 3 times since then and shows as of yesterday's update a score of 725. 

If there is no difference then I will not start spending on Discover just to get the score.  Discover denied me CLI at 6 mths so I have sock drawered them for now.  Don't know if I will get growth with them. 

[Luscher]

This has always been a rule with discover. You need to at least make 1 purchase per billing statement

[tcbofade]

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@Luscher wrote:
This has always been a rule with discover. You need to at least make 1 purchase per billing statement

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Thank you.  First I've heard of it tho. 

[taxi818]

Im pretty sure i heard you have to have activity to create statement. to get the fico. but ooh. well. so many ways now to get fico score.

[Closingracer99]

I didn't use my Discover card in August but i got my FICO updated. 

[Luscher]

Not only do you have to use your card to get a free fico but you need to use your card for it to report to the CRA's. So say you don't use the card in june, it will not report for june but if you use in in july it will report positive for june and july. So it won't report unless you use it and it will kind of do a backdate of data if that makes sense.