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Discover won’t give me a cli but....

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Anonymous
Not applicable

Re: Discover won’t give me a cli but....

I unsecured in October of 2016 with a $800 limit.  By February of 2017 I had a $9700 limit all from SP CLIs, and got an APR decrease from 23.49 to 18.74 in Febrruary also.  Since then, I havent gotten a single thing from Discover, No CLIs, no APR reductions, nothing! I just tried for both and no luck.  Its been 8 months since my last love from Discover

Message 11 of 14
mongstradamus
Super Contributor

Re: Discover won’t give me a cli but....


@Anonymous wrote:

I'm OK with my SL (10K), just wish my APR was not 23.99%.  Smiley Mad


Have you called about reducing apr ? I think i recall in my early days with discover they wouldn't give me a cli but were ok about reducing my apr. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 12 of 14
Anonymous
Not applicable

Re: Discover won’t give me a cli but....

No, I haven't tried calling yet.  I thought maybe I should use the card first, but maybe I should try anyway.

Message 13 of 14
Anonymous
Not applicable

Re: Discover won’t give me a cli but....

Definitely call them. First off they are always super friendly and might make you have a better day just for talking to them. Second every time I call they always have some special offer. 0% for a year or 2%/7% cash back for a year or an APR reduction. Usually they have some combination and will let you pick Smiley Very Happy I honestly want to know what they put in the water to make those people so **bleep** friendly.

Message 14 of 14
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