Ditch Cap One?

[rbizzle]

So, i'm debating on getting rid of my cap one card.  I've had it almost a year and it only has a $750 limit and a $39 AF.  Not to keen on the AF since they won't increase credit line (already tried)  I do have a several other cards that I would probably just fine without having it.

I have:

NFCU nRewards Visa $10,000 limit

NFCU Cash Rewards Visa $5,000 limit

Chase Slate $3,000 limit

Discover More $1,500 limit

Barclay Apple Card $1,300 limit

Amex Zync NPSL

So after all that i'm thinking it might be time to either sock drawer it or just cut it loose bc i have a hard time justifying the annual on something that will not grow probably until about 10 years from now to $1,000.  Any thoughts?

[CS800]

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@rbizzle wrote:

So, i'm debating on getting rid of my cap one card.  I've had it almost a year and it only has a $750 limit and a $39 AF.  Not to keen on the AF since they won't increase credit line (already tried)  I do have a several other cards that I would probably just fine without having it.

I have:

NFCU nRewards Visa $10,000 limit

NFCU Cash Rewards Visa $5,000 limit

Chase Slate $3,000 limit

Discover More $1,500 limit

Barclay Apple Card $1,300 limit

Amex Zync NPSL

So after all that i'm thinking it might be time to either sock drawer it or just cut it loose bc i have a hard time justifying the annual on something that will not grow probably until about 10 years from now to $1,000.  Any thoughts?

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With the great cards that you have,, I would ditch Cap one in a heartbeat. YOu wont lose the age ,you will only lose the $750 CL..Ditch it !

[Guava]

I'd cancel too

[CS800]

I have a cap one that has reached its celing of $1100 with $39 AF. They wont PC so before the AF hits, I will  ditch the card.

[jason86423]

I'd ditch it also.. You have some awesome cards and those NFCU ones will grow!!

Crap One is just awful once you get out into the Prime Card teritory.

I have on that is going on 10 yrs old, no AF but they won't PC it, won't give me a CLI.. it sits in the sock drawer and there it will stay until they decide to close it.  If it had an AF I'd close it myself.

[Juan123]

I'd destroy it the least humane way possible. im sure you can think of a few ways lol.

[CS800]

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@Juan123 wrote:

I'd destroy it the least humane way possible. im sure you can think of a few ways lol.

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Put it through a shredder

[rbizzle]

I really need too, i guess it served its purpose lol  But i could think of a few ways to get rid of it.  Maybe chop it up and throw it into my fire pit while i sit back and drink a cold one! =)

[CS800]

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@rbizzle wrote:

I really need too, i guess it served its purpose lol  But i could think of a few ways to get rid of it.  Maybe chop it up and throw it into my fire pit while i sit back and drink a cold one! =)

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Or call Cap one to see if they would waive this years AF.

[rbizzle]

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@CS800 wrote:

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@rbizzle wrote:

I really need too, i guess it served its purpose lol  But i could think of a few ways to get rid of it.  Maybe chop it up and throw it into my fire pit while i sit back and drink a cold one! =)

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Or call Cap one to see if they would waive this years AF.

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Yea that doesn't sound nearly as fun as getting rid of it! lol Too bad threats don't work with them like they use to.