Okay you all can smack me later. But seriously I think I have opened too many cards and I don't want to keep managing them all. I can't believe I'm saying this coming from where I came from last year 
. One year ago I wouldn't have dreamed that I would have come this far. Nonetheless I find myself thinking that I have too many cards now and wayyyy too soon. So I started thinking about if I should just shut some of them down or just let them age.
I have some teeny weeny limits and some large limits. The differences between the smallest to the largest is so out of whack that it shows from where I started. I don't plan on appying for anything else until early next year. If Barclays doesn't CLI by 2014 then I would like to get one of the Amex CC's that gives rewards on gas and groceries. I think that I will be pretty well rounded after that.
The below CC's do not have any AF's, so what do you all think? Should I shut down some of these or just let them be?
| CC | Opened | Amount |
| The Avenue | 06/02/12 | 250 |
| Genisys Visa | 09/01/12 | 900 |
| Catherines | 09/16/12 | 300 |
| Walmart Store | 09/16/12 | 2,500 |
| DCU Visa | 09/17/12 | 7,500 |
| Barclays Rewards | 09/18/12 | 2,000 |
| JCP | 09/18/12 | 1,500 |
| Victoria's Secret | 09/21/12 | 750 |
| Woman Within | 09/21/12 | 750 |
| Macy's Store | 10/21/12 | 1,300 |
| Amazon | 11/25/12 | 1,500 |
| NFCU Visa | 12/22/12 | 15,000 |
| Discover | 12/30/12 | 1,000 |
| Paypal | 01/13/13 | 800 |
| NFCU Navcheck | 03/21/13 | 3,000 |
| Chase Freedom | 03/23/13 | 5,000 |
| HSN | 04/08/13 | 2,000 |
| 46,050 |
HSN!? When did you sneak that one in? The low limit CL'S are mostly store cards. I assume no AF? I'm not familiar with Avenue, Catherine's etc do they offer coupons like Macy's or Kohls?
@Rhaeny wrote:Okay you all can smack me later. But seriously I think I have opened too many cards and I don't want to keep managing them all. I can't believe I'm saying this coming from where I came from last year
I have some teeny weeny limits and some large limits. The differences between the smallest to the largest is so out of whack that it shows from where I started. I don't plan on appying for anything else until early next year. If Barclays doesn't CLI by 2014 then I would like to get one of the Amex CC's that gives rewards on gas and groceries. I think that I will be pretty well rounded after that.
The below CC's do not have any AF's, so what do you all think? Should I shut down some of these or just let them be?
CC Opened Amount The Avenue 06/02/12 250 Genisys Visa 09/01/12 900 Catherines 09/16/12 300 Walmart Store 09/16/12 2,500 DCU Visa 09/17/12 7,500 Barclays Rewards 09/18/12 2,000 JCP 09/18/12 1,500 Victoria's Secret 09/21/12 750 Woman Within 09/21/12 750 Macy's Store 10/21/12 1,300 Amazon 11/25/12 1,500 NFCU Visa 12/22/12 15,000 Discover 12/30/12 1,000 Paypal 01/13/13 800 NFCU Navcheck 03/21/13 3,000 Chase Freedom 03/23/13 5,000 HSN 04/08/13 2,000 46,050
Why do you want to close them? I got more accounts than you. I use them once a year. It doesn't cost to keep it open.
You got a good collection of cards. 
Ron.
The only thing besides the kitchen sink, is a gas and home improvement cc! 😒
@LS2982 wrote:
@Rhaeny wrote:Okay you all can smack me later. But seriously I think I have opened too many cards and I don't want to keep managing them all. I can't believe I'm saying this coming from where I came from last year
I have some teeny weeny limits and some large limits. The differences between the smallest to the largest is so out of whack that it shows from where I started. I don't plan on appying for anything else until early next year. If Barclays doesn't CLI by 2014 then I would like to get one of the Amex CC's that gives rewards on gas and groceries. I think that I will be pretty well rounded after that.
The below CC's do not have any AF's, so what do you all think? Should I shut down some of these or just let them be?
CC Opened Amount The Avenue 06/02/12 250 Genisys Visa 09/01/12 900 Catherines 09/16/12 300 Walmart Store 09/16/12 2,500 DCU Visa 09/17/12 7,500 Barclays Rewards 09/18/12 2,000 JCP 09/18/12 1,500 Victoria's Secret 09/21/12 750 Woman Within 09/21/12 750 Macy's Store 10/21/12 1,300 Amazon 11/25/12 1,500 NFCU Visa 12/22/12 15,000 Discover 12/30/12 1,000 Paypal 01/13/13 800 NFCU Navcheck 03/21/13 3,000 Chase Freedom 03/23/13 5,000 HSN 04/08/13 2,000 46,050
Oh c'mon LS!!
Okay well maybe I'll get one or two or three more, but I'm trying to hold out for now...LOL!!!!
I say, if there is no AF let nature take its course. If you frequent the stores at all then they will serve their purpose. They'll either age off and close on their own with inactivity.
@Ron1 wrote:Why do you want to close them? I got more accounts than you. I use them once a year. It doesn't cost to keep it open.
You got a good collection of cards.
Ron.
Oh wow, you have more than that? Hmmm well okay then I don't feel so bad now . I just thought to myself, dang it!, what have I done? Is this going to stop say Discover and Barclays from giving me CLI's? I mean I was opening CC's seems like every month. Did you see those open dates? Anyway my util is 8% so I am keeping it low to thwart off any AA.
